20449 American Ave, Hilmar, CA 95324 Property Records

Merced County property record for 20449 American Ave, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,633 sqft · built 1989
Lot Size	0.208 acres (9,076 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Jun 2022)
Tax Bill	$4,721 (2025)
Deeds & Mortgages	Jul 2022 Sale Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-200-036-000`

Property Details

APN / Parcel Number

Primary APN	`015-200-036-000`
Alternative APN	`015-200-036`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,633 sqft Living Area
Gross Area	2,073 sqft
1st Floor Area	1,633 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Wood
Lot Area	9,076 sqft (0.208 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	015-200-036
Street Address	20449 AMERICAN AVE
City	HILMAR
State	CA
Zip	95324-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUNRISE EST #2 LOT 29
Legal Subdivision	SUNRISE ESTATE
Legal Lot Number	29
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2007
Census Tract	404

Owner

Source: Merced County assessment roll, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20449 AMERICAN AVE, HILMAR, CA 95324-9600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Grant Deed, Transfer
Jun 23, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 23, 2020	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	202224004
Last Transfer Date	Jul 18, 2022
Transfer Doc	0000026851
Record Updated	Sep 20, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 19, 2022
Property Address	20449 AMERICAN AVE, HILMAR, CA 95324-9600
Document Number	0000026851
Map Reference	MB 34 PG 49&50
Instrument Date	Jul 18, 2022
Instrument	2022026851
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20449 AMERICAN AVE, HILMAR, CA 95324-9600

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 23, 2022
Property Address	20449 AMERICAN AVE, HILMAR, CA 95324-9600
Document Number	0000024004
Map Reference	VOL 34 PG 49&50
Instrument Date	Jun 7, 2022
Instrument	2022024004
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20449 AMERICAN AVE, HILMAR, CA 95324-9600

Mortgage

Document Number	0000024005
Date	Jun 23, 2022
Instrument	2022024005

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 23, 2020
Property Address	20449 AMERICAN AVE, HILMAR, CA 95324-9600
Document Number	0000038777
Map Reference	VOL 34 PG 49&50
Instrument Date	Oct 15, 2020
Instrument	2020038777
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20449 AMERICAN AVE, HILMAR, CA 95324-9600

Mortgage

Document Number	0000038778
Date	Oct 23, 2020
Instrument	2020038778

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,721.00 (-6.44%) Homeowner's exemption	$440,000 (-20.12%) Land $110,000 Building $330,000
2024	$5,046.00 (-14.33%)
2023	$5,890.00 (+26.5%) Homeowner's exemption	$550,800 Land $102,000 Building $448,800
2022	$4,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
UnWired Broadband Holding Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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