Crow Wing County property record for 20447 Co Rd 3, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1947 |
| Lot Size | 10 acres (438,649 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Mar 2019) |
| Tax Bill | $1,894 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 970023100AA0009 |
| Primary APN | 970023100AA0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Patio Home |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 438,649 sqft (10 acres) |
| Garage Area | 560 sqft |
| Porch | Slab |
| Deck Area | 128 sqft |
| Pole Barn | 3,456 sqft |
| Heating System | Central |
|---|
| Account Number | 125126 |
|---|---|
| Street Address | 20447 COUNTY ROAD 3 |
| City | BRAINERD |
| State | MN |
| Zip | 56401-5295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE E 660 FT OF N 1/2 OF NESW SEC 2, EXCEPT THAT PT DEEDED TO THE STATE OF MN BY THE DEED RECORDED IN BK 165 OF DEEDS 164 IN |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 02 |
| Legal Block | 165 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 950901 |
20447 Co Rd 3 is owned and occupied by an individual who bought it in March 2019.
Source: Crow Wing County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20447 COUNTY ROAD 3, BRAINERD, MN 56401-5295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on File |
| Deed Sale | Mar 18, 2019 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 20447 COUNTY ROAD 3, BRAINERD, MN 56401-5295 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20447 COUNTY ROAD 3, BRAINERD, MN 56401-5295 |
| Document Number | 0001018086 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 1018086 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 20447 Co Rd 3 was $1,894 with a homeowner's exemption.
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,894.00 Homeowner's exemption | $337,100 (-0.59%) Land $141,700 Building $195,400 | $337,100 (-0.59%) Land $141,700 Building $195,400 |
| 2025 | $339,100 Land $132,900 Building $206,200 | $339,100 Land $132,900 Building $206,200 | |
| 2023 | $1,732.00 Homeowner's exemption | $258,900 Land $87,700 Building $171,200 | $258,900 Land $87,700 Building $171,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20447 Co Rd 3 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20447 Co Rd 3 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 66% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CTC.
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