Deschutes County property record for 20446 SE Braelen Ln, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,989 sqft · built 2018 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Mar 2023) |
| Tax Bill | $4,678 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Mar 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181204-CC-03700 |
| Primary APN | 181204-CC-03700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,989 sqft Living Area |
| Gross Area | 2,378 sqft |
| 1st Floor Area | 1,309 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bi-Level |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 389 sqft |
| Deck Area | Deck Area |
| Account Number | 272811 |
|---|---|
| Street Address | 20446 SE BRAELEN LN |
| City | BEND |
| State | OR |
| Zip | 97702-8819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | FARMINGTON RESERVE LOT 1 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 04 |
| Legal Subdivision | FARMINGTON RESERVE |
| Legal Lot Number | 1 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2002 |
20446 SE Braelen Ln is owned and occupied by two individuals who bought it in March 2023.
Source: Deschutes County records, as of May 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20446 SE BRAELEN LN, BEND, OR 97702-8819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2023 | Warranty Deed, Transfer WESTERN TITLE & ESCROW |
| Mar 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 31, 2020 | Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Mar 27, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on File |
| Deed Sale | Mar 27, 2023 · Amount on File |
| Prior Sale | Dec 31, 2020 · Amount on File |
| Deed Document Number | 20236853 |
| Prior Transfer Date | Mar 27, 2019 |
| Prior Transfer Doc | 0000009520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Mar 27, 2023 |
| Property Address | 20446 SE BRAELEN LN, BEND, OR 97702-8819 |
| Document Number | 0000006853 |
| Map Reference | DOC 2015-33859 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 2023-06853 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20445 SE BRAELEN LN, BEND, OR 97702-8819 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20446 SE BRAELEN LN, BEND, OR 97702-8819 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Title Company | DESCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000008950 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 2019-08950 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20446 SE BRAELEN LN, BEND, OR 97702-8819 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Title Company | DESCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000011422 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 2020-11422 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Dec 31, 2020 |
| Property Address | 20446 SE BRAELEN LN, BEND, OR 97702-8819 |
| Document Number | 0000071664 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 71664 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Tax | $627.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20446 SE BRAELEN LN BEND OR 977028819, BEND, OR 97702-8819 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Mar 27, 2019 |
| Property Address | 20446 SE BRAELEN LN, BEND, OR 97702-8819 |
| Document Number | 0000009520 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 9520 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20446 SE BRAELEN LN BEND OR 977028819, BEND, OR 97702-8819 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Nov 13, 2018 |
| Property Address | 20446 SE BRAELEN LN, BEND, OR 97702-8819 |
| Document Number | 0000045348 |
| Map Reference | CAB I PG104 |
| Instrument Date | Nov 3, 2018 |
| Instrument | 2018-45348 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 20446 SE BRAELEN LN, BEND, OR 97702-8819 |
| Document Number | 0000045349 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018-45349 |
| Name | DIRECTORS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 20446 SE Braelen Ln was $4,678, up 3.9% from the year before.
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,678.00 (+3.93%) | $276,900 (+3%) | $682,070 (+7.58%) Land $216,680 Building $465,390 |
| 2024 | $4,501.00 (+7.89%) | $268,840 (+3%) | $634,020 (-4.44%) Land $216,680 Building $417,340 |
| 2023 | $4,172.00 | $261,010 | $663,490 Land $216,680 Building $446,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20446 SE Braelen Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20446 SE Braelen Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Webformix Fixed Wireless | 200 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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