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20445 Tobira Ln, Riverside, CA 92508 Property Records

Riverside County property record for 20445 Tobira Ln, Riverside, CA 92508

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.75 ba · 1,840 sqft · built 1989
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Dec 2014)
Tax Bill$4,742 (2025)
Deeds & MortgagesAug 2017 Mortgage
Oct 2021 Mortgage
Flood ZoneZone D (undetermined)
APN294-245-022

Property Details

APN / Parcel Number

Primary APN294-245-022

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,840 sqft Living Area
Gross Area2,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialTile
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address20445 TOBIRA LN
CityRIVERSIDE
StateCA
Zip92508-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1065
Legal DescriptionLOT 92 MB 196/058 TR 21834-4
Legal SubdivisionTRACT NO 21834 4
Legal Tract21834-4
Legal Lot Number92
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group1
Census Block1011
Census Tract42016

Owner

20445 Tobira Ln is owned and occupied by two individuals who bought it in December 2014.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address20445 TOBIRA LN, RIVERSIDE, CA 92508-3031
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2017Deed of Trust, Mortgage · FHA Mortgage
MOUNTAIN WEST FINANCIAL INC
Oct 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
NMSI INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2014 · Amount on File
Deed SaleDec 19, 2014 · Amount on File
Prior SaleFeb 4, 2010 · Amount on File
Deed Document Number2014486529
Prior Transfer DateApr 24, 1997
Prior Transfer Doc0000148163
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address20445 TOBIRA LN, RIVERSIDE, CA 92508-3031
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000352096
DateAug 24, 2017
Instrument2017-0352096
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address20445 TOBIRA LN, RIVERSIDE, CA 92508-3031
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyUSA NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address20445 TOBIA LANE, RIVERSIDE, CA 92508-3031

Mortgage

Document Number0000590467
DateOct 5, 2021
Instrument2021-0590467
Lender
NameNMSI INC
TypeMortgage Company
AddressLOS ANGELES, CA 90010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20445 Tobira Ln was $4,742.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRiverside City
Unified School DistrictRiverside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$429,776 (+2%) Land $168,090 Building $261,686
2025$4,742.00$421,350 Land $164,795 Building $256,555
2023$4,566.00 (+1.85%)$404,991 Land $158,397 Building $246,594
2022$4,483.00
2021$550,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20445 Tobira Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20445 Tobira Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN MWD
serves 87,955 people · EPA ID CA3310049
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile, Verizon.

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