20445 SD Highway 79, Sturgis, SD 57785 Property Records

Meade County property record for 20445 SD Highway 79, Sturgis, SD 57785

Property Summary

Property Type	Vacant Land
Details	3 bd · 1,680 sqft · built 1999
Lot Size	38.1 acres (1,660,507 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Mar 2010)
Tax Bill	$2,719 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18.53.01`

Property Details

APN / Parcel Number

Primary APN	`18.53.01`

Interior

Bedrooms	3 Beds
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	1,660,507 sqft (38.1 acres)

Location & Zoning

Street Address	20445 SD HIGHWAY 79
City	STURGIS
State	SD
Zip	57785-6306
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	AUDITOR SPECIALS: GROSEK TRACT LOT 1
Legal Range	06
Legal Township	06
Legal Section	31
Legal Tract	MH
Legal Lot Number	1
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	1
Census Block	1035
Census Tract	20302

Owner

20445 SD Highway 79, vacant land, is owned by a company that bought it in March 2010.

Source: Meade County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 410, EAGLE BUTTE, SD 57625-0410
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · ARM NORTHERN HILLS FCU
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN HILLS FCU
Jul 15, 2013	Deed of Trust, Mortgage NORTHERN HILLS FEDERAL CREDIT UNION
Mar 9, 2016	Deed of Trust, Mortgage · Line of Credit NORTHERN HILLS FCU
Mar 5, 2010	Warranty Deed, Transfer NORTHERN HILLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2010 · Amount on File
Deed Sale	Mar 5, 2010 · Amount on File
Deed Document Number	2010872-CV
Deed Book / Page	787 / 1625
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	20445 SD HIGHWAY 79, STURGIS, SD 57785-6306
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00930/1530
Date	Jul 6, 2020
Book Page	930/1530
Instrument	20004189

Lender

Name	NORTHERN HILLS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 12, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year CMT

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	20445 SD HIGHWAY 79, STURGIS, SD 57785-6306
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00921/1480
Date	Dec 17, 2019
Book Page	921/1480
Instrument	19007845

Lender

Name	NORTHERN HILLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 16, 2044

Interest

Rate Type	Fixed Rate

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	20445 SD HIGHWAY 79, STURGIS, SD 57785-6306
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00841/1581
Date	Jul 15, 2013
Book Page	841/1581
Instrument	003203

Lender

Name	NORTHERN HILLS FEDERAL CREDIT UNION
Address	1080 MAIN ST, STURGIS, SD 57785

Agreement

Amount	Amount on Record
Term	97 Months
Due	Aug 1, 2021

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	20445 SD HIGHWAY 79, STURGIS, SD 57785-6306
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00873/1949
Date	Mar 9, 2016
Book Page	873/1949
Instrument	16001302

Lender

Name	NORTHERN HILLS FCU
Address	STURGIS, SD 57785

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 8, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Mar 5, 2010
Property Address	20445 SD HIGHWAY 79, STURGIS, SD 57785-6306
Document Number	00787/1625
Book / Page	787 / 1625
Instrument Date	May 14, 1996
Instrument	000872-CV
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SIOUX FALLS, SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20445 SD HIGHWAY 79, STURGIS, SD 57785-6306

Mortgage

Document Number	00797/1512
Date	Mar 2, 2010
Book Page	797/1512
Instrument	000809

Lender

Name	NORTHERN HILLS FCU
Address	PO BOX 759, STURGIS, SD 57785

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 20445 SD Highway 79 was $2,719, up 31.3% from the year before.

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,635 (+32.33%) Land $290,635	$290,635 (+32.33%) Land $290,635
2025	$2,719.00 (+31.29%)	$219,621 Land $219,621	$219,621 Land $219,621
2024	$2,071.00
2023		$391,943 Land $80,757 Building $311,186
2022	$2,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20445 SD Highway 79 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20445 SD Highway 79 is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 86% of South Dakota
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR BUTTE VALLEY WATER private · serves 882 people · EPA ID SD4602334
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

May also be available: T-Mobile.

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