20445 N 2050 E Rd, Towanda, IL 61776 Property Records

McLean County property record for 20445 N 2050 E Rd, Towanda, IL 61776

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,144 sqft · built 1966
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2019)
Tax Bill	$4,046 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-33-401-004`

Property Details

APN / Parcel Number

Primary APN	`08-33-401-004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20445 N 2050 EAST RD
City	TOWANDA
State	IL
Zip	61776-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT GROVE SUB PT SE 33-25-3E LOT 17,18 & 19
Legal Range	03E
Legal Township	25N
Legal Section	33
Legal Subdivision	WALNUT GROVE SUB
Legal Lot Number	17,18
Jurisdiction	MCLEAN IL
Township / Civil Division	MONEY CREEK
Census Block Group	4
Census Block	4073
Census Tract	5102

Owner

20445 N 2050 E Rd is owned and occupied by an individual who bought it in February 2019.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20445 N 2050 EAST RD, TOWANDA, IL 61776-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Feb 5, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Apr 4, 2011 · Amount on File
Deed Document Number	20191657
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	20445 N 2050 EAST RD, TOWANDA, IL 61776-9418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000023402
Date	Oct 30, 2020
Instrument	2020-00023402

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 5, 2019
Property Address	20445 N 2050 EAST RD, TOWANDA, IL 61776-9418
Document Number	201900001657
Instrument Date	Jan 23, 2019
Instrument	2019-00001657
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20445 N 2050 EAST RD, TOWANDA, IL 61776-9418

Mortgage

Document Number	201900001658
Date	Feb 5, 2019
Instrument	2019-00001658

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Money Creek Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,800 Land $7,530 Building $56,270	$191,400 Land $22,590 Building $168,810
2024	$4,046.00 (+8.18%)
2023	$3,740.00	$53,151 Land $6,273 Building $46,878	$159,453 Land $18,819 Building $140,634

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20445 N 2050 E Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20445 N 2050 E Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

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