Loudoun County property record for 20443 Doncaster Ter, Sterling, VA 20165
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,094 sqft · built 1996 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Nov 2011) |
| Tax Bill | $4,854 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-45-6046-000 |
| Primary APN | 011-45-6046-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,094 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Basement Area | 550 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Basement |
| Garage Area | 220 sqft |
| Deck Area | Deck Area |
| Patio Area | 191 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20443 DONCASTER TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-4330 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES SEC.23 LOT 67 201111030068466 |
| Legal Subdivision | POTOMAC LAKE |
| Legal Block | 1 |
| Legal Lot Number | 67 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 611206 |
20443 Doncaster Ter, a townhouse, is owned and occupied by two individuals who acquired it in March 2021.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20443 DONCASTER TER, STERLING, VA 20165-4330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN BANK |
| Mar 8, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance ONE AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2011 · Amount on File |
| Deed Sale | Nov 3, 2011 · Amount on File |
| Prior Sale | May 3, 2011 · Amount on File |
| Deed Document Number | 201168466 |
| Last Transfer Date | Mar 5, 2021 |
| Transfer Doc | 0000027586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20443 DONCASTER TER, STERLING, VA 20165-4330 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0000027587 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 202103080027587 |
| Name | ONE AMERICAN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Mar 8, 2021 |
| Property Address | 20443 DONCASTER TER, STERLING, VA 20165-4330 |
| Document Number | 202103080027586 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 202103080027586 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20443 DONCASTER TER, STERLING, VA 20165-4330 |
| Document Number | 0000027587 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 202103080027587 |
| Name | ONE AMERICAN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
The 2026 property tax bill for 20443 Doncaster Ter was $4,854, up 2.7% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,854.00 (+2.66%) | $603,070 (+2.67%) Land $225,000 Building $378,070 | $603,070 (+2.67%) Land $225,000 Building $378,070 |
| 2025 | $4,728.00 | $587,410 Land $190,000 Building $397,410 | $587,410 Land $190,000 Building $397,410 |
| 2023 | $4,647.00 | $531,110 Land $175,000 Building $356,110 | $531,110 Land $175,000 Building $356,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20443 Doncaster Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20443 Doncaster Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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