Loudoun County property record for 20443 Cliftons Point St, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,419 sqft · built 1999 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,325,000 (Jun 2026) |
| Tax Bill | $10,061 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-37-8297-000 |
| Primary APN | 006-37-8297-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 6,419 sqft Living Area |
| 1st Floor Area | 2,036 sqft |
| Basement Area | 1,909 sqft |
| Finished Basement | 1,909 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Deck Area | Deck Area |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20443 CLIFTONS POINT ST |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | SOUTH BANK SEC.1 LOT 56 200509010099171 |
| Legal Subdivision | SOUTH BANK |
| Legal Block | 2 |
| Legal Lot Number | 56 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 611208 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20443 CLIFTONS POINT ST, STERLING, VA 20165-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Dec 27, 2019 | Quit Claim Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Jul 30, 2015 · Amount on Record |
| Deed Document Number | 202628863 |
| Prior Transfer Date | Dec 11, 2019 |
| Prior Transfer Doc | 0000081043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 4, 2026 |
| Property Address | 20443 CLIFTONS POINT ST, STERLING, VA 20165-3107 |
| Document Number | 0000028863 |
| Instrument Date | May 2, 2026 |
| Instrument | 202628863 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | ENVOY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133,825.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20443 CLIFTONS POINT ST, STERLING, VA 20165-3107 |
| Document Number | 0000028866, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202628866 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Dec 27, 2019 |
| Property Address | 20443 CLIFTONS POINT ST, STERLING, VA 20165-3107 |
| Document Number | 20191227081043 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 81043 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20443 CLIFTONS POINT ST STERLING VA 201653107, STERLING, VA 20165-3107 |
| Document Number | 20191227081044 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 81044 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Dec 26, 2044 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,061.00 (+2.5%) | $1,249,900 (+2.5%) Land $279,600 Building $970,300 | $1,249,900 (+2.5%) Land $279,600 Building $970,300 |
| 2025 | $9,816.00 (+5.07%) | $1,219,440 (+14.21%) Land $279,600 Building $939,840 | $1,219,440 (+14.21%) Land $279,600 Building $939,840 |
| 2023 | $9,342.00 | $1,067,710 Land $279,600 Building $788,110 | $1,067,710 Land $279,600 Building $788,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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