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20441 Waterloo Ln, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 20441 Waterloo Ln, Coltons Point, MD 20626 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,244 sqft · built 1950
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$437,500 (Sep 2003)
Tax Bill$5,071 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-011482

Property Details

APN / Parcel Number

Primary APN07-011482
Alternative APNs
  • 7011482
  • 011482

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,244 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
View / LotWaterfront

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area64 sqft
Deck Area368 sqft
Shed1 Shed
Shed Area316 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number011482
Street Address20441 WATERLOO LN
CityCOLTONS POINT
StateMD
Zip20626-2140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 PLAT 4/72 WATERLOO SHORES
Legal SubdivisionWATERLOO SHORES
Legal Lot Number5
JurisdictionST MARY'S MD
Township / Civil Division7, MILESTOWN
Census Block Group3
Census Block3008
Census Tract875300

Owner

Source: St. Mary's County records · APN 07-011482

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20441 WATERLOO LN, COLTONS POINT, MD 20626-2140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2003 · Amount on Record
Deed SaleSep 29, 2003 · Amount on Record
Prior SaleOct 16, 1984 · Amount on Record
Deed Document Number2003915
Deed Book / Page2123 / 63
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address20441 WATERLOO LN, COLTONS POINT, MD 20626-2140
Document Number0053390001
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyCERTIFIED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20441 WATERLOO LN COLTONS POINT MD 206262140, COLTONS POINT, MD 20626-2140

Mortgage

Document Number0053390001
DateMay 12, 2020
Book Page005339/000001
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 11, 2050

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$533,233 (+23.15%)$578,800 (+30.92%) Land $335,700 Building $243,100
2025$5,071.00 (+5.82%) Homeowner's exemption
2023$4,792.00 Homeowner's exemption$433,000$442,100 Land $245,700 Building $196,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance CostPremium on Record
median of 48 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims22 (1996–2021)
Claims Outside the SFHA10 of 22
Most Recent ClaimOct 2021, other causes
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 14 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 6% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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