20440 Rookery Dr, Estero, FL 33928 Property Records

Lee County property record for 20440 Rookery Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,293 sqft · built 2002
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$488,500 (Sep 2002)
Tax Bill	$7,552 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-46-25-E2-10009.1350`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E2-10009.1350`
Alternative APNs	`252746E2100091350` `27462510000091350` `10463990`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,293 sqft Living Area
Gross Area	5,128 sqft
1st Floor Area	1,515 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,144 sqft (0.164 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	518 sqft
Porch	Florida Room
Patio Area	555 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10463990
Street Address	20440 ROOKERY DR
City	ESTERO
State	FL
Zip	33928-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	ROOKERY POINTE DESC IN PB 69 PGS 9-16 BLK 9 LOT 135
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	ROOKERY POINTE
Legal Tract	E2
Legal Block	9
Legal Lot Number	135
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2009
Census Tract	50211

Owner

20440 Rookery Dr is owned by an individual who bought it in September 2002.

Source: Lee County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	40 SUMNER ST, HULL, MA 02045-2466
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2002 · Amount on File
Deed Sale	Sep 24, 2002 · Amount on File
Deed Book / Page	3734 / 4681
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20440 ROOKERY DR, ESTERO, FL 33928-3023
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035517
Date	Feb 7, 2024
Instrument	2024000035517

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20440 ROOKERY DR, ESTERO, FL 33928-3023
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUMNER ST, HULL, MA 02045-2466

Mortgage

Document Number	0000162715
Date	May 18, 2021
Instrument	2021000162715

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20440 Rookery Dr was $7,552.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,553 (+1%)	$528,758 (-23.15%) Land $93,670 Building $435,088
2025	$7,552.00	$457,775	$688,078 Land $102,553 Building $585,525
2023	$6,157.00 (+18.79%)	$543,773 (+34.03%) Land $98,988 Building $444,785	$543,773 (+34.03%) Land $98,988 Building $444,785
2022	$5,183.00	$405,713 Land $81,592 Building $324,121	$405,713 Land $81,592 Building $324,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20440 Rookery Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 258 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	2 (2017–2025)
Most Recent Claim	Jan 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20440 Rookery Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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