Limestone County property record for 20440 Lovell Rd, Athens, AL 35614
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,870 sqft · built 1950 |
| Lot Size | 37 acres (1,611,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,000 (Jan 2020) |
| Tax Bill | $801 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0504200000007000 |
| Primary APN | 0504200000007000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,611,720 sqft (37 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 528 sqft |
| Utility Building | 582 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10500413 |
|---|---|
| Street Address | 20440 LOVELL RD |
| City | ATHENS |
| State | AL |
| Zip | 35614-3902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE/4 OF SE/4 SEC 20 LESS 100' TAKEN EVENLY OFF THE NORTH END |
| Legal Range | 06W |
| Legal Township | 02S |
| Legal Section | 20 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20300 |
20440 Lovell Rd is owned and occupied by an individual who bought it in January 2020.
Source: Limestone County records, as of March 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20440 LOVELL RD, ATHENS, AL 35614-3902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2020 · Amount on File |
| Deed Sale | Jan 9, 2020 · Amount on File |
| Prior Transfer Date | Jan 3, 2020 |
| Prior Transfer Doc | 02020/1953 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 20440 Lovell Rd was $801 with a homeowner's exemption, up 38.8% from the year before.
Source: Limestone County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Limestone County |
| Unified School District | Limestone County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $801.00 (+38.82%) Homeowner's exemption | $27,460 (+6.93%) | $619,500 (+13.86%) Land $361,000 Building $258,500 |
| 2024 | $577.00 (+1,823.33%) Homeowner's exemption Senior Citizen's exemption | $25,680 (-) | $544,100 (-) Land $321,800 Building $222,300 |
| 2023 | $30.00 Homeowner's exemption Senior Citizen's exemption | $25,680 (+25.27%) | $544,100 (+50.8%) Land $321,800 Building $222,300 |
| 2022 | $30.00 Homeowner's exemption Senior Citizen's exemption | $20,500 | $360,800 Land $185,300 Building $175,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20440 Lovell Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20440 Lovell Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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