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20440 E Terra Vista, Centerville, IA 52544 Property Records

Appanoose County property record for 20440 E Terra Vista, Centerville, IA 52544

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1970
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Jan 2024)
Tax Bill$1,882 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Apr 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN290251008410000

Property Details

APN / Parcel Number

Primary APN290251008410000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
Basement Area1,248 sqft
Finished Basement650 sqft
Unfinished Basement598 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address20440 E TERRA VIS
CityCENTERVILLE
StateIA
Zip52544-8843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 E TERRA VISTA SUB DIV SW NW
Legal SubdivisionTERRA VISTA SUB DIV
Legal Lot Number8
JurisdictionAPPANOOSE IA
Township / Civil DivisionVERMILLION
Census Block Group1
Census Block1003
Census Tract950300

Owner

Source: Appanoose County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20440 E TERRA VIS, CENTERVILLE, IA 52544-8843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY 1ST CU
Apr 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
LEDERMAN BONDING CO
Oct 25, 2021Deed of Trust, Mortgage
HUD
Apr 14, 2017Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2024 · Amount on Record
Deed SaleJan 17, 2024 · Amount on Record
Prior SaleApr 14, 2017 · Amount on Record
Deed Document Number202490
Deed Book / Page2024 / 90
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAPPANOOSE IA
Recording DateJan 17, 2024
Property Address20440 E TERRA VIS, CENTERVILLE, IA 52544-8843
Document Number0002024/90
Book / Page2024 / 90
Instrument DateJan 11, 2024
Instrument2024 90
Transaction TypeTransfer
Record UpdatedFeb 7, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$223.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20440 E TERRA VIS, CENTERVILLE, IA 52544-8843

Mortgage

Document Number0000202491
DateJan 17, 2024
Instrument2024 91
Lender
NameCOMMUNITY 1ST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateFeb 1, 2034
Change FrequencyAnnually
Min Rate At Change5.75%
Max Rate At Change9.75%
Index1-Year T-Bill
Margin3
Max Rate12.7%

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address20440 E TERRA VIS, CENTERVILLE, IA 52544-8843
Transaction TypeMortgage
Record UpdatedMay 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002023/772
DateApr 11, 2023
Book Page2023/772
Instrument2023 772
Lender
NameLEDERMAN BONDING CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address20440 E TERRA VIS, CENTERVILLE, IA 52544-8843
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/2876
DateOct 25, 2021
Book Page2021/2876
Instrument2021 2876
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term312 Months
DueMay 1, 2047
Interest
Rate TypeFixed Rate

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAPPANOOSE IA
Recording DateApr 14, 2017
Property Address20440 E TERRA VIS, CENTERVILLE, IA 52544-8843
Document Number02017/0657
Book / Page2017 / 0657
Instrument DateApr 14, 2017
Instrument20170657
Transaction TypeTransfer
Record UpdatedSep 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$134.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20440 E TERRA VIS, CENTERVILLE, IA 52544-8843

Mortgage

Document Number02017/0658
DateApr 14, 2017
Book Page2017/0658
Instrument2017 0658
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateIowa
CountyAppanoose County
Unified School DistrictCenterville Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,882.00 (-6.55%)$159,630 (-) Land $25,380 Building $134,250$159,630 (-) Land $25,380 Building $134,250
2025$2,014.00$159,630 (+16.44%) Land $25,380 Building $134,250$159,630 (+16.44%) Land $25,380 Building $134,250
2024$2,014.00 (+7.01%)
2023$137,090 (+2%) Land $21,760 Building $115,330$137,090 (+2%) Land $21,760 Building $115,330
2022$1,882.00$114,240 Land $18,130 Building $96,110
2021$114,240 Land $18,130 Building $96,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 81% of Iowa
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE MUNICIPAL WATERWORKS
serves 5,344 people · EPA ID IA0407008
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionSep 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Liberty Communications
Fixed Wireless		500 / 200
Lockridge Networks
Fixed Wireless		100 / 20

May also be available: Farmers Mutual Cooperative Telephone Company, Rise Broadband, T-Mobile, Windstream.

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