20440 Bernard Way, Redding, CA 96003 Property Records

Shasta County property record for 20440 Bernard Way, Redding, CA 96003

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,145 sqft · built 1989
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Jun 2026)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`306-150-004-000`

Property Details

APN / Parcel Number

Primary APN	`306-150-004-000`
Alternative APN	`30615004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,145 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	191,664 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	306150004000
Street Address	20440 BERNARD WAY
City	REDDING
State	CA
Zip	96003-8921
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-R
Legal Subdivision	BEAR MOUNTAIN ESTATES SUBDIVISION
Legal Lot Number	22
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2022
Census Tract	11802

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20440 BERNARD WAY, REDDING, CA 96003-8921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Jun 11, 2026	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Deed Document Number	202613186
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	20440 BERNARD WAY, REDDING, CA 96003-8921
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20440 BERNARD WAY WAT, REDDING, CA 96003-8921

Mortgage

Document Number	0000005183
Date	Mar 9, 2026
Instrument	2026-0005183

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 6, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Jun 11, 2026
Property Address	20440 BERNARD WAY, REDDING, CA 96003-8921
Document Number	0000013186
Instrument Date	Jun 9, 2026
Instrument	202613186
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,882.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20440 BERNARD WAY, REDDING, CA 96003-8921
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013187,
Date	Jun 11, 2026
Instrument	202613187

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Nov 1, 2021
Property Address	20440 BERNARD WAY, REDDING, CA 96003-8921
Document Number	0000044573
Map Reference	MB 15 PG 87
Instrument Date	Oct 20, 2021
Instrument	2021-0044573
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	20440 BERNARD WAY, REDDING, CA 96003-8921

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Unified School District	Gateway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,591 (+2%) Land $71,090 Building $277,501
2025	$4,027.00 (+5.12%) Homeowner's exemption	$341,757 (+4.04%) Land $69,697 Building $272,060
2024	$3,831.00 (+1.97%)
2023	$3,757.00 (+3.1%) Homeowner's exemption	$328,489 Land $66,992 Building $261,497
2022	$3,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLA VISTA WATER DISTRICT serves 18,767 people · EPA ID CA4510014
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Com-Pair Services Fixed Wireless	100 / 25

May also be available: DigitalPath, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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