2044 Twilight Ln, Monroe, NC 28110 Property Records

Union County property record for 2044 Twilight Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,408 sqft · built 2004
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (May 2019)
Tax Bill	$2,847 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-027-460`

Property Details

APN / Parcel Number

Primary APN	`07-027-460`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2044 TWILIGHT LN
City	MONROE
State	NC
Zip	28110-6108
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-3 INDIA
Legal Description	#58 OAKSTONE MP2 OPCG783
Legal Subdivision	OAKSTONE
Legal Lot Number	58
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3003
Census Tract	20321

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2044 TWILIGHT LN, MONROE, NC 28110-6108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER ADVANTAGE MORTGAGE LLC
May 2, 2019	Warranty Deed, Transfer · ARM MEMBER ADVANTAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Prior Sale	May 17, 2012 · Amount on Record
Deed Document Number	201911714
Deed Book / Page	7362 / 395
Prior Transfer Date	May 16, 2012
Prior Transfer Doc	5739404
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2044 TWILIGHT LN, MONROE, NC 28110-6108
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008321651
Date	Nov 22, 2021
Book Page	8321/651
Instrument	55368

Lender

Name	MEMBER ADVANTAGE MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Margin	2
Max Rate	7.75%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 2, 2019
Property Address	2044 TWILIGHT LN, MONROE, NC 28110-6108
Document Number	0007362395
Book / Page	7362 / 395
Map Reference	CAB G FILE 783
Instrument Date	May 2, 2019
Instrument	0011714
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2044 TWILIGHT LN, MONROE, NC 28110-6108

Mortgage

Document Number	0000011715
Date	May 2, 2019
Instrument	0011715

Lender

Name	MEMBER ADVANTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	5-Year CMT
Margin	2
Max Rate	8.62%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,800 (-) Land $73,500 Building $354,300	$427,800 (-) Land $73,500 Building $354,300
2025	$2,847.00 (+25.03%)	$427,800 (+60.95%) Land $73,500 Building $354,300	$427,800 (+60.95%) Land $73,500 Building $354,300
2024	$2,277.00 (+1.38%)	$265,800 (-) Land $47,100 Building $218,700
2023	$2,246.00	$265,800 Land $47,100 Building $218,700	$265,800 (-) Land $47,100 Building $218,700
2021			$265,800 Land $47,100 Building $218,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Twilight Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures