2044 Spruce St, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 2044 Spruce St, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,460 sqft · built 1995
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HERM M:025 B:058 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:025 B:058 L:000`
Alternative APN	`2163`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2163
Street Address	2044 SPRUCE ST
City	HERMON
State	ME
Zip	04401-0247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Block	58
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2008
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2044 SPRUCE ST, HERMON, ME 04401-0247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2044 SPRUCE ST, HERMON, ME 04401-0247
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0169380120
Date	Sep 11, 2023
Book Page	16938/120
Instrument	21532

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2044 SPRUCE ST, HERMON, ME 04401-0247
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0161790336
Date	Sep 3, 2021
Book Page	16179/336
Instrument	30592

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,194.00 (+25.5%)	$269,500 (+15.42%) Land $68,900 Building $200,600
2024	$2,545.00 (+1.27%)	$233,500 (+9.16%) Land $61,400 Building $172,100
2023	$2,513.00 (+12.29%)	$213,900 (+13.72%) Land $57,200 Building $156,700
2022	$2,238.00	$188,100 Land $50,900 Building $137,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOULIER PLACE APTS private · serves 60 people · EPA ID ME0090205
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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