2044 Somerset Ln, Sycamore, IL 60178 Property Records

DeKalb County property record for 2044 Somerset Ln, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,675 sqft · built 2016
Lot Size	0.056 acres (2,438 sqft)
Owner	2 Company Names on Record
Last Sale	$288,500 (Jan 2019)
Tax Bill	$8,899 (2024)
Deeds & Mortgages	Nov 2019 Transfer Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-08-126-052`

Property Details

APN / Parcel Number

Primary APN	`09-08-126-052`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Building Area	1,675 sqft Building Perimeter
1st Floor Area	1,675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	2,438 sqft (0.056 acres)
Garage Type	Attached
Garage Area	546 sqft
Porch	Open Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0908126052
Street Address	2044 SOMERSET LN
City	SYCAMORE
State	IL
Zip	60178-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2044 - SOMERSET FARM PUD - PHASE 2 - BLDG 205
Legal Subdivision	SOMERSET FARM PUD - PHASE 2
Legal Phase	2
Legal Unit	2044
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	2
Census Block	2000
Census Tract	800

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2044 SOMERSET LN, SYCAMORE, IL 60178-3053
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 15, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	2019309
Last Transfer Date	Nov 22, 2019
Transfer Doc	0000010979
Record Updated	Jun 8, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 25, 2019
Property Address	2044 SOMERSET LN, SYCAMORE, IL 60178-3053
Document Number	0000010979
Instrument Date	Nov 22, 2019
Instrument	10979
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2044 SOMERSET LN SYCAMORE IL 601783053, SYCAMORE, IL 60178-3053

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 15, 2019
Property Address	2044 SOMERSET LN, SYCAMORE, IL 60178-3053
Document Number	0000000309
Instrument Date	Jan 15, 2019
Instrument	309
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	645 NORMAL RD DEKALB IL 601152204, DEKALB, IL 60115-2204

Mortgage

Document Number	310
Date	Jan 15, 2019
Instrument	310

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,169 (+31.98%) Land $6,341 Building $120,828	$381,507 (+31.98%) Land $19,023 Building $362,484
2024	$8,899.00
2023		$96,354 Land $5,577 Building $90,777	$289,062 Land $16,731 Building $272,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon, Watch TV.

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