2044 Ridgecrest Dr, Modesto, CA 95351 Property Records

Stanislaus County property record for 2044 Ridgecrest Dr, Modesto, CA 95351

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,238 sqft · built 1997
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jan 2019)
Tax Bill$3,017 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Jan 2024 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN037-064-005-000

Property Details

APN / Parcel Number

Primary APN037-064-005-000
Alternative APNs
  • 0376405000
  • 0376405

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,238 sqft Living Area
1st Floor Area1,238 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeWood
Lot Area3,920 sqft (0.09 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerStorm Sewer

Location & Zoning

Street Address2044 RIDGECREST DR
CityMODESTO
StateCA
Zip95351-3464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD184
Legal DescriptionPINETREE VILLAGE 3
Legal SubdivisionPINE TREE VILLAGE 03
Legal Block2
Legal Lot Number12
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2010
Census Tract1603

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2044 RIDGECREST DR, MODESTO, CA 95351-3464
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Jan 16, 2024Correction Deed
PROVIDENT CU
Oct 5, 2022Intrafamily Transfer, Transfer
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT CU
Jan 18, 2019Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2019 · Amount on Record
Deed SaleJan 18, 2019 · Amount on Record
Prior SaleJul 20, 2011 · Amount on Record
Deed Document Number20192992
Last Transfer DateJan 10, 2024
Transfer Doc0000001718
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2044 RIDGECREST DR, MODESTO, CA 95351-3464
Transaction TypeMortgage
Record UpdatedMar 19, 2026
Title CompanyFIRST AMERICAN TITLE IN, FIRST AMERICAN TITLE INSUR

Transferred To (Grantee/Buyer)

NameVerified Name
Address2044 RIDGECREST DR, MODESTO, CA 95351-3464

Mortgage

Document Number0000013264
DateMar 10, 2026
Instrument2026-0013264
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 9, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionSTANISLAUS CA
Recording DateJan 16, 2024
Property Address2044 RIDGECREST DR, MODESTO, CA 95351-3464
Document Number0000001718
Map ReferenceMB 35 PG 18
Instrument DateJan 10, 2024
Instrument2024-0001718
Record UpdatedFeb 7, 2024
Title CompanyCHICAGO TITLE PIRT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2044 RIDGECREST DR, MODESTO, CA 95351-3464

Mortgage

Document Number0000001719
DateJan 16, 2024
Instrument2024-0001719
Lender
NamePROVIDENT CU
TypeCredit Union
Agreement
AmountAmount Recorded

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateOct 5, 2022
Property Address2044 RIDGECREST DR, MODESTO, CA 95351-3464
Document Number0000066325
Map ReferenceMB 35 PG 18
Instrument DateOct 4, 2022
Instrument2022-0066325
Transaction TypeTransfer
Record UpdatedOct 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40171 LESLIE ST, FREMONT, CA 94538-2912

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2044 RIDGECREST DR, MODESTO, CA 95351-3464
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2044 RIDGECREST DR, MODESTO, CA 95351-3464

Mortgage

Document Number0000009892
DateJan 29, 2021
Instrument2021-0009892
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateJan 18, 2019
Property Address2044 RIDGECREST DR, MODESTO, CA 95351-3464
Document Number0000002992
Instrument DateJan 14, 2019
Instrument2992
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyCYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$258.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2044 RIDGECREST DR MODESTO CA 953513464, MODESTO, CA 95351-3464

Mortgage

Document Number2993
DateJan 18, 2019
Instrument2993
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 17, 2049

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,017.00 (+1.14%) Homeowner's exemption$267,384 (+2%) Land $113,781 Building $153,603
2025$2,983.00 (+6.38%) Homeowner's exemption$262,142 (+4.04%) Land $111,550 Building $150,592
2023$2,804.00 (-0.39%) Homeowner's exemption$251,965 Land $107,219 Building $144,746
2022$2,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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