2044 Ramlow Pl, Saint Paul, MN 55116 Property Records

Ramsey County property record for 2044 Ramlow Pl, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,024 sqft · built 1956
Lot Size	0.157 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Feb 2019)
Tax Bill	$5,072 (2023)
Deeds & Mortgages	May 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-28-23-22-0025`

Property Details

APN / Parcel Number

Primary APN	`21-28-23-22-0025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,882 sqft (0.157 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2044 RAMLOW PL
City	SAINT PAUL
State	MN
Zip	55116-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	BISANZ HIGHLAND PLAINS,NO. 2 W 5 FT OF LOT 5 AND ALL OF LOT 4 BLK 7
Legal Range	23
Legal Township	28
Legal Section	21
Legal Quarter	2
Quarter-Quarter Section	2
Legal Subdivision	BISANZ HIGHLAND PLAINS
Legal Block	7
Legal Lot Number	4-5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	5
Census Block	5006
Census Tract	37601

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2044 RAMLOW PL, SAINT PAUL, MN 55116-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK NA
Feb 1, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Feb 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	T02632783
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2044 RAMLOW PL, SAINT PAUL, MN 55116-2515
Document Number	0002666372
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2044 RAMLOW PL ST PAUL MN 551162515, ST PAUL, MN 55116-2515

Mortgage

Document Number	0002666372
Date	May 29, 2020
Instrument	2666372

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 1, 2019
Property Address	2044 RAMLOW PL, SAINT PAUL, MN 55116-2515
Document Number	0002632783
Instrument Date	Jan 25, 2019
Instrument	2632783
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	NETWORK TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2044 RAMLOW PL ST PAUL MN 551162515, ST PAUL, MN 55116-2515

Mortgage

Document Number	2632784
Date	Feb 1, 2019
Instrument	2632784

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2044 RAMLOW PL, SAINT PAUL, MN 55116-2515
Document Number	0002581907
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2044 RAMLOW PL ST PAUL MN 551162515, ST PAUL, MN 55116-2515

Mortgage

Document Number	0002581907
Date	Mar 2, 2017
Instrument	2581907

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,072.00 Homeowner's exemption	$322,500 Land $90,200 Building $232,300	$322,500 Land $90,200 Building $232,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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