2044 N 20th St, Springfield, IL 62702 Property Records

Sangamon County property record for 2044 N 20th St, Springfield, IL 62702

Property Summary

Property TypeSingle Family Home
Lot Size0.137 acres (5,999 sqft)
OwnerIndividual Name on File
Last Sale$87,500 (Jun 2006)
Tax Bill$2,887 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-23.0-128-012

Property Details

APN / Parcel Number

Primary APN14-23.0-128-012
Alternative APN
  • 14230128012 (CHECK DIGIT = 1)

Exterior

Lot Area5,999 sqft (0.137 acres)

Location & Zoning

Account Number14230128012
Street Address2044 N 20TH ST
CitySPRINGFIELD
StateIL
Zip62702-1915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWANLESS SANGAMO AVE ADDN L 81
Legal SubdivisionWANLESS SANGAMO AVE ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group1
Census Block1006
Census Tract503

Owner

2044 N 20th St is owned and occupied by an individual who bought it in June 2006.

Source: Sangamon County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address2044 N 20TH ST, SPRINGFIELD, IL 62702-1915
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF SPRINGFIELD
Jul 17, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF SPRINGFIELD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2006 · Amount on File
Deed SaleJun 7, 2006 · Amount on File
Prior SaleOct 19, 1998 · Amount on File
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Recording DateJul 16, 2026
Property Address2044 N 20TH ST, SPRINGFIELD, IL 62702-1915
Document Number0000012973
Instrument DateJul 16, 2026
Instrument202612973
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2044 N 20TH ST, SPRINGFIELD, IL 62702-1915

Mortgage

Document Number0000012973,
DateJul 16, 2026
Instrument202612973
Lender
NameBANK OF SPRINGFIELD
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.47%
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2044 N 20TH ST, SPRINGFIELD, IL 62702-1915
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R12779
DateJul 17, 2023
Instrument2023R12779
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJul 6, 2024
Interest
Rate TypeAdjustable Rate
Rate8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2044 N 20th St was $2,887 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,887.00$41,663 Land $4,394 Building $37,269$124,989 Land $13,182 Building $111,807
2022$2,479.00 Homeowner's exemption$33,668 Land $3,551 Building $30,117$101,004 Land $10,653 Building $90,351

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2044 N 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2044 N 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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