2044 Highview Dr, Sauk Rapids, MN 56379 Property Records

Benton County property record for 2044 Highview Dr, Sauk Rapids, MN 56379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,114 sqft · built 1987
Lot Size	0.194 acres (8,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Oct 2025)
Tax Bill	$3,394 (2026)
Deeds & Mortgages	Jul 2009 Mortgage Dec 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.02595.00`

Property Details

APN / Parcel Number

Primary APN	`19.02595.00`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Building Area	1,114 sqft Living Area
1st Floor Area	1,114 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	8,446 sqft (0.194 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2044 HIGHVIEW DR
City	SAUK RAPIDS
State	MN
Zip	56379-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-036 RANGE-031 OAKRIDGE 4TH ADDITION LOT-003 BLOCK-002
Legal Range	031
Legal Township	036
Legal Section	15
Legal Subdivision	OAKRIDGE 4TH ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	BENTON MN
Township / Civil Division	SAUK RAPIDS
Census Block Group	3
Census Block	3013
Census Tract	21103

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2044 HIGHVIEW DR, SAUK RAPIDS, MN 56379-2640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 15, 2005	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Oct 22, 2025	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FCU
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage ST CLOUD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	2025480033
Record Updated	Sep 20, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	2044 HIGHVIEW DR, SAUK RAPIDS, MN 56379-2640
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001367126
Date	Jul 2, 2009
Instrument	1367126

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	00000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2039

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	2044 HIGHVIEW DR, SAUK RAPIDS, MN 56379-2640
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001333672
Date	Dec 15, 2005
Instrument	1333672

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2013
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 22, 2025
Property Address	2044 HIGHVIEW DR, SAUK RAPIDS, MN 56379-2640
Document Number	0000480033
Instrument Date	Oct 20, 2025
Instrument	480033
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE COMPANY-F, STEAMBOAT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2044 HIGHVIEW DR, SAUK RAPIDS, MN 56379-2640

Mortgage

Document Number	0000480034
Date	Oct 22, 2025
Instrument	480034

Lender

Name	LIBERTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jul 28, 2020
Property Address	2044 HIGHVIEW DR, SAUK RAPIDS, MN 56379-2640
Document Number	444645
Instrument Date	Jul 6, 2020
Instrument	444645
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2044 HIGHVIEW DR, SAUK RAPIDS, MN 56379-2640

Mortgage

Document Number	0000444646
Date	Jul 28, 2020
Instrument	444646

Lender

Name	ST CLOUD FCU
Type	Credit Union
Address	SARTELL, MN 56377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Sauk Rapids City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,394.00 (+10.48%) Homeowner's exemption	$282,400 (+3.63%) Land $30,500 Building $251,900	$282,400 (+3.63%) Land $30,500 Building $251,900
2025	$3,072.00 (+6.67%)	$272,500 (+4.77%) Land $27,800 Building $244,700	$272,500 (+4.77%) Land $27,800 Building $244,700
2023	$2,880.00	$260,100 Land $27,800 Building $232,300	$260,100 Land $27,800 Building $232,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Rapids serves 13,835 people · EPA ID MN1050004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon.

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