2044 Co Rd 90, Waterloo, AL 35677 Property Records

Lauderdale County property record for 2044 Co Rd 90, Waterloo, AL 35677

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,127 sqft · built 1997
Lot Size37 acres (1,611,720 sqft)
Owner2 Individual Names on File
Tax Bill$1,337 (2025)
Flood ZoneZone A (high risk)
APN08-04-20-0-000-009-000

Property Details

APN / Parcel Number

Primary APN08-04-20-0-000-009-000
Alternative APNs
  • 040717
  • 16847
  • 40717

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,127 sqft Living Area
1st Floor Area1,127 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialVinyl
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,611,720 sqft (37 acres)
Garage Area1,800 sqft
Parking Spaces6 Parking Spaces
Utility Building216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number40717
Street Address2044 COUNTY ROAD 90
CityWATERLOO
StateAL
Zip35677-3142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description37 AC/C BEING PT OF SE/4 OF SW/4 & SW/4 OF SE/4 SEC 20 T1S R14W FI 97-300 FR 63
Legal Range14W
Legal Township01S
Legal Section20
JurisdictionLAUDERDALE AL
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1088
Census Tract11300

Owner

2044 Co Rd 90 is owned and occupied by two individuals.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record2 Individual Names on File
Mailing Address2044 COUNTY ROAD 90, WATERLOO, AL 35677-3142
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2044 Co Rd 90 was $1,337 with a homeowner's exemption, up 7.2% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,337.00 (+7.22%) Homeowner's exemption$39,860 (+6.98%)$457,620 (+22.92%) Land $282,500 Building $175,120
2024$1,247.00 (+2.13%) Homeowner's exemption$37,260 (+92.66%) Land $20,700 Building $16,560$372,300 (+6.11%) Land $206,900 Building $165,400
2023$1,221.00 (+78.51%) Homeowner's exemption$19,340 (-2.22%) Land $19,340$350,860 (+77.56%) Land $193,400 Building $157,460
2022$684.00 Homeowner's exemption$19,780$197,600 Land $85,900 Building $111,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2044 Co Rd 90 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2044 Co Rd 90 is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 56% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 90

Nearby Streets

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