Ramsey County property record for 2044 Berkeley Ave, Saint Paul, MN 55105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,410 sqft · built 1920 |
| Lot Size | 0.114 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,900 (Aug 2002) |
| Tax Bill | $6,410 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-23-22-0151 |
| Primary APN | 09-28-23-22-0151 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,009 sqft (0.114 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2044 BERKELEY AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | ACADEMY HEIGHTS LOT 12 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 09 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 2 |
| Legal Subdivision | ACADEMY HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 36300 |
Source: Ramsey County records · APN 09-28-23-22-0151
Assessment roll updated February 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2044 BERKELEY AVE, SAINT PAUL, MN 55105-1634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HIWAY CU |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIWAY FCU |
| May 10, 2018 | Deed of Trust, Mortgage · Line of Credit HIWAY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2002 · Amount on Record |
| Deed Sale | Aug 05, 2002 · Amount on Record |
| Prior Sale | Sep 24, 1999 · Amount on Record |
| Deed Document Number | 303468 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2044 BERKELEY AVE, SAINT PAUL, MN 55105-1634 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T02697099 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | T02697099 |
| Name | HIWAY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2044 BERKELEY AVE, SAINT PAUL, MN 55105-1634 |
| Document Number | 0002666212 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2044 BERKELEY AVE ST PAUL MN 551051634, ST PAUL, MN 55105-1634 |
| Document Number | 0002666212 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2666212 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2044 BERKELEY AVE, SAINT PAUL, MN 55105-1634 |
| Document Number | 0002614337 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2044 BERKELEY AVE ST PAUL MN 551051634, ST PAUL, MN 55105-1634 |
| Document Number | 0002614337 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 2614337 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 17, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,410.00 Homeowner's exemption | $407,000 Land $134,600 Building $272,400 | $407,000 Land $134,600 Building $272,400 |
Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 970 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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