20439 Willowmere Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 20439 Willowmere Ct, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,798 sqft · built 1994
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jul 2011)
Tax Bill	$7,184 (2026)
Deeds & Mortgages	Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`011-49-8757-000`

Property Details

APN / Parcel Number

Primary APN	`011-49-8757-000`
Alternative APN	`81 W 7 187`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,798 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20439 WILLOWMERE CT
City	STERLING
State	VA
Zip	20165-7570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.13-C LOT 187 201107150042162
Legal Subdivision	POTOMAC LAKE
Legal Block	1
Legal Lot Number	187
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1007
Census Tract	611202

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20439 WILLOWMERE CT, STERLING, VA 20165-7570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2011 · Amount on Record
Deed Sale	Jul 15, 2011 · Amount on Record
Prior Sale	Nov 10, 2004 · Amount on Record
Deed Document Number	201142162
Record Updated	Oct 29, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOUDOUN VA
Property Address	20439 WILLOWMERE CT, STERLING, VA 20165-7570
Document Number	20170425024454
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20439 WILLOWMERE CT STERLING VA 201657570, STERLING, VA 20165-7570

Mortgage

Document Number	20170425024454
Date	Apr 25, 2017
Instrument	24454

Lender

Name	GEORGE D & PHYLLIS W MASON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 24, 2042

Interest

Rate	3.57%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,184.00 (+0.73%)	$892,450 (+0.73%) Land $279,600 Building $612,850	$892,450 (+0.73%) Land $279,600 Building $612,850
2025	$7,132.00 (+5.44%)	$886,010 (+14.6%) Land $254,600 Building $631,410	$886,010 (+14.6%) Land $254,600 Building $631,410
2023	$6,764.00	$773,100 Land $239,600 Building $533,500	$773,100 Land $239,600 Building $533,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250