20438 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20438 Napa Loop, Estero, FL 33928 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	9,581 sqft (0.22 acres)
Pool	1
Occupancy	Owner Occupied
Last Sale	$820,600 (2023)
Tax Bill	$11,595.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-46-27-L3-0500B.8340`
Alternative APNs	`273046L30500B8340` `10618716`

Exterior

Lot Area	9,581 sqft (0.22 acres)
Pool Type	1 Pool Type
Pool Area	1 sqft Pool
Patio Area	938 sqft Patio

Location & Zoning

Account Number	10618716
Street Address	20438 NAPA LOOP
City	ESTERO
State	FL
Zip	33928-9794
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 834
Legal Subdivision	VERDANA VILLAGE
Legal Block	B
Legal Lot Number	834
Jurisdiction	LEE FL
Minor Civil Division	BONITA SPRINGS
Census Blockgroup	1
Census Block	1003
Census Tract	50312

Owner

Source: Lee County records · APN 30-46-27-L3-0500B.8340

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20438 NAPA LOOP, ESTERO, FL 33928-9794
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Deed Doc Number	2023394279
Record Refreshed	Sep 20, 2026

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 18, 2023
Property Address	20438 NAPA LOOP, ESTERO, FL 33928-9794
Document Number	0000394279
Map Reference	DOC 2023000039926
Instrument Date	Nov 28, 2023
Instrument	2023000394279
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,744.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20438 NAPA LOOP, ESTERO, FL 33928-9794

Mortgage

Document Number	0000394280
Date	Dec 18, 2023
Instrument	2023000394280

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,030 (-12.14%) Land $96,819 Building $557,211	$654,030 (-17.15%) Land $96,819 Building $557,211
2025	$11,595.00 (+346.82%) Homeowner's exemption	$744,377 (+686.55%)	$789,380 (+734.1%) Land $105,524 Building $683,856
2023	$2,595.00	$94,638 Land $94,638	$94,638 Land $94,638

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	About 1 in 163 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.