20438 Cypress Shadows Blvd, Estero, FL 33928 Property Records

Lee County property record for 20438 Cypress Shadows Blvd, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,671 sqft · built 2014
Lot Size	0.282 acres (12,284 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Mar 2020)
Tax Bill	$3,163 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E4-26000.3710`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E4-26000.3710`
Alternative APNs	`262946E4260003710` `10562464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,671 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,677 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	12,284 sqft (0.282 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Slab
Porch Area	171 sqft
Patio Area	544 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10562464
Street Address	20438 CYPRESS SHADOWS BLVD
City	ESTERO
State	FL
Zip	33928-6463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PRESERVE AT CORKSCREW UNIT SIX DESC IN INST# 2013000172170 LOT 371
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E4
Legal Block	4
Legal Lot Number	371
Legal Unit	6
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4002
Census Tract	50311

Owner

20438 Cypress Shadows Blvd is owned and occupied by two individuals who bought it in March 2020.

Source: Lee County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20438 CYPRESS SHADOWS BLVD, ESTERO, FL 33928-6463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Warranty Deed, Transfer · Conventional Mortgage WNB FIN'L NA
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on File
Deed Sale	Mar 25, 2020 · Amount on File
Prior Sale	Jan 8, 2016 · Amount on File
Deed Document Number	202075436
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 25, 2020
Property Address	20438 CYPRESS SHADOWS BLVD, ESTERO, FL 33928-6463
Document Number	0000075436
Instrument Date	Mar 23, 2020
Instrument	75436
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	MARKETPLACE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	150TH AVE WABASHA MN 55981, WABASHA, MN 55981

Mortgage

Document Number	75437
Date	Mar 25, 2020
Instrument	75437

Lender

Name	WNB FIN'L NA
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 24, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20438 CYPRESS SHADOWS BLVD, ESTERO, FL 33928-6463
Document Number	0000263283
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20438 CYPRESS SHADOWS BLVD ESTERO FL 339286463, ESTERO, FL 33928-6463

Mortgage

Document Number	0000263283
Date	Dec 19, 2017
Instrument	263283

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20438 CYPRESS SHADOWS BLVD, ESTERO, FL 33928-6463
Document Number	0000129099
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20438 CYPRESS SHADOWS BLVD ESTERO FL 339286463, ESTERO, FL 33928-6463

Mortgage

Document Number	0000129099
Date	Jun 13, 2017
Instrument	129099

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 12, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 20438 Cypress Shadows Blvd was $3,163 with exemptions applied, down 1% from the year before.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,163.00 (-1%) Homeowner's exemption	$345,114	$483,028 Land $121,650 Building $361,378
2024	$3,195.00 (+26.48%)
2023	$2,526.00 (+131.32%) Homeowner's exemption	$325,619 (+3%)	$509,892 (+25.38%) Land $136,337 Building $373,555
2022	$1,092.00 Additional exemption filed	$316,135	$406,664 Land $92,500 Building $314,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20438 Cypress Shadows Blvd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20438 Cypress Shadows Blvd is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

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