Mecklenburg County property record for 20437 Harborgate Ct, Unit 704, Cornelius, NC 28031
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,988 sqft · built 1985 |
| Lot Size | 11.1 acres (483,513 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (May 2006) |
| Tax Bill | $4,388 (2024) |
| Deeds & Mortgages | Aug 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-441-58 |
| Primary APN | 001-441-58 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Units | 7 Units |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,988 sqft |
| Basement Area | 619 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 483,513 sqft (11.1 acres) |
| View / Lot | Waterfront |
| Porch | Finished/Open Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 20437 HARBORGATE CT, 704 |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7079 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | GR |
| Legal Description | UNIT 704 BLD 7 U/F 217 |
| Legal Subdivision | HARBORGATE PH 04 |
| Legal Block | C |
| Legal Lot Number | 99 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 6217 |
20437 Harborgate Ct, Unit 704 is owned and occupied by two individuals who acquired it in September 2024.
Source: Mecklenburg County records, as of September 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20437 HARBORGATE CT, 704, CORNELIUS, NC 28031-7079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2006 · Amount on File |
| Deed Sale | May 9, 2006 · Amount on File |
| Prior Sale | Apr 19, 2004 · Amount on File |
| Deed Document Number | 200690213 |
| Deed Book / Page | 20407 / 955 |
| Last Transfer Date | Sep 25, 2024 |
| Transfer Doc | 0000093178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 21, 2018 |
| Property Address | 20437 HARBORGATE CT UNIT 704, 704, CORNELIUS, NC 28031-7079 |
| Document Number | 0000105948 |
| Book / Page | 032919 / 000491 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 105948 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 20437 HARBORGATE CT #704 CORNELIUS NC 280317079, 704, CORNELIUS, NC 28031-7079 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $661,180 Building $661,180 | $661,180 Building $661,180 | |
| 2024 | $4,388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20437 Harborgate Ct, Unit 704 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20437 Harborgate Ct, Unit 704 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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