Pine County property record for 20436 Marsh Rd, Sturgeon Lake, MN 55783
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,719 sqft · built 2010 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,930 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04.0101.000 |
| Primary APN | 04.0101.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,719 sqft Living Area |
| Gross Area | 2,405 sqft |
| Utility Area | 1 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Area | 672 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 32 sqft |
| Pole Barn | 2,592 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 20436 MARSH RD |
|---|---|
| City | STURGEON LAKE |
| State | MN |
| Zip | 55783-3884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-12 TWP-045 RANGE-021 80.00 AC NORTHWEST 1/4 OF NORTHEAST 1/4 & NORTHEAST 1/4 OF NORTHWEST 1/4 MICRO |
| Legal Range | 021 |
| Legal Township | 045 |
| Legal Section | 12 |
| Jurisdiction | PINE MN |
| Township / Civil Division | BIRCH CREEK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950200 |
Source: Pine County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20436 MARSH RD, STURGEON LAKE, MN 55783-3884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 20436 MARSH RD, STURGEON LAKE, MN 55783-3884 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 557850 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 557850 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.75% |
| Index | 3-Year CMT |
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Birch Creek Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $529,400 (+19.61%) Land $224,500 Building $304,900 | $529,400 (+19.61%) Land $224,500 Building $304,900 | |
| 2025 | $2,930.00 (+44.33%) | ||
| 2023 | $2,030.00 Homeowner's exemption | $442,600 Land $215,400 Building $227,200 | $442,600 Land $215,400 Building $227,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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