20434 Willow Trace Dr, Cypress, TX 77433 Property Records

Harris County property record for 20434 Willow Trace Dr, Cypress, TX 77433 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,910 sqft · built 1997
Lot Size	0.158 acres (6,890 sqft)
Owner	Individual Name on File
Last Sale	$372,400 (Jun 2026)
Tax Bill	$5,985 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-047-005-0011`

Property Details

APN / Parcel Number

Primary APN	`118-047-005-0011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,890 sqft (0.158 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1180470050011
Street Address	20434 WILLOW TRACE DR
City	CYPRESS
State	TX
Zip	77433-6026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 BLK 5 FAIRFIELD INWOOD PARK SEC 5
Legal Subdivision	FAIRFIELD INWOOD PARK SEC 5
Legal Block	5
Legal Lot Number	11
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	4
Census Block	4001
Census Tract	555701

Owner

Source: Harris County records · APN 118-047-005-0011

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20434 WILLOW TRACE DR, CYPRESS, TX 77433-6026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Aug 20, 2014 · Amount on Record
Deed Document Number	2026231855
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 11, 2026
Property Address	20434 WILLOW TRACE DR, CYPRESS, TX 77433-6026
Document Number	0000231855
Instrument Date	Jun 10, 2026
Instrument	2026231855
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20434 WILLOW TRACE DR, CYPRESS, TX 77433-6026
Investor	Possibly a Property Investor

Mortgage

Document Number	0000231856,
Date	Jun 11, 2026
Instrument	2026231856

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,985.00 (+147.31%)	$325,205 (-1.84%) Land $77,559 Building $247,646	$325,205 (-1.84%) Land $77,559 Building $247,646
2024	$2,420.00 (+6.33%)
2023		$331,311 Land $77,559 Building $253,752	$331,311 Land $77,559 Building $253,752
2022	$2,276.00 (+38.61%)
2020	$1,642.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015557014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 59 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	59 in force 40 of 59 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.