Madera County property record for 20434 Rd 31, Madera, CA 93638 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,084 sqft · built 2002 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $567,000 (Sep 2024) |
| Tax Bill | $6,486 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-371-011-000 |
| Primary APN | 031-371-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| 1st Floor Area | 2,084 sqft |
| Basement Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 87,120 sqft |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 20434 ROAD 31 |
|---|---|
| City | MADERA |
| State | CA |
| Zip | 93638-8016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE MADERA COUNTRY ESTATES LOT 399 |
| Legal Subdivision | LAKE MADERA COUNTRY ESTATES |
| Legal Lot Number | 399 |
| Jurisdiction | MADERA CA |
| Township / Civil Division | MADERA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 514 |
Source: Madera County records · APN 031-371-011-000
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20434 ROAD 31, MADERA, CA 93638-8016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 07, 2019 | Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on Record |
| Deed Sale | Sep 17, 2024 · Amount on Record |
| Prior Sale | Feb 07, 2019 · Amount on Record |
| Deed Document Number | 202419700 |
| Prior Transfer Date | Jan 25, 2007 |
| Prior Transfer Doc | 0000004236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 20434 ROAD 31, MADERA, CA 93638-8016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | SIMPLIFILE TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000011589 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020011589 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Feb 07, 2019 |
| Property Address | 20434 ROAD 31, MADERA, CA 93638-8016 |
| Document Number | 0000002479 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2479 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.25 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20434 ROAD 31 MADERA CA 936388016, MADERA, CA 93638-8016 |
| Document Number | 2480 |
|---|---|
| Date | Feb 07, 2019 |
| Instrument | 2480 |
| Name | ALTERRA HM LNS |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2049 |
Source: Madera County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Unified School District | Madera Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $578,340 (+2%) Land $71,400 Building $506,940 | |
| 2025 | $6,486.00 (+57.73%) | $567,000 (+61.47%) Land $70,000 Building $497,000 |
| 2023 | $4,112.00 (+4.55%) | $351,143 Land $58,970 Building $292,173 |
| 2022 | $3,933.00 |
Source: FEMA National Flood Hazard Layer, Madera County (06039C), updated October 18, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060390005142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 81% of the US · above 59% of California |
|---|---|
| Wildfire Likelihood | About 1 in 146 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Cal.net | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 25 / 3 |
May also be available at this address: T-Mobile USA, Cal.net, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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