20434 Nanticoke Dr, Nanticoke, MD 21840 Property Records

Wicomico County property record for 20434 Nanticoke Dr, Nanticoke, MD 21840

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 2008
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$246,900 (Jun 2020)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-003838`

Property Details

APN / Parcel Number

Primary APN	`12-003838`
Alternative APN	`003838`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	003838
Street Address	20434 NANTICOKE DR
City	NANTICOKE
State	MD
Zip	21840-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL D L 15,16-15,000 20434 NANTICOKE DR NANTICOKE ACRES PLAT
Legal Subdivision	NANTICOKE ACRES RESIDENCE
Legal Block	D
Legal Lot Number	15,16
Jurisdiction	WICOMICO MD
Township / Civil Division	17, WESTSIDE
Census Block Group	4
Census Block	4055
Census Tract	10800

Owner

20434 Nanticoke Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Wicomico County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20434 NANTICOKE DR, NANTICOKE, MD 21840-2005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jun 16, 2020	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Apr 23, 1997 · Amount on File
Deed Book / Page	4649 / 494
Prior Transfer Date	Sep 25, 2011
Prior Transfer Doc	0033600498
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	Oct 2, 2026
Property Address	20434 NANTICOKE DR, NANTICOKE, MD 21840-2005
Document Number	5788000062
Book / Page	5788 / 62
Instrument Date	Sep 24, 2026
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20434 NANTICOKE DR, NANTICOKE, MD 21840-2005

Mortgage

Document Number	5788000062,
Date	Oct 2, 2026
Book Page	5788/62

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jun 16, 2020
Property Address	20434 NANTICOKE DR, NANTICOKE, MD 21840-2005
Document Number	0046490494
Book / Page	4649 / 494
Map Reference	LB JWTS 364 FO 97
Instrument Date	Jun 10, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20434 NANTICOKE DR, NANTICOKE, MD 21840-2005

Mortgage

Document Number	0004649501
Date	Jun 16, 2020
Instrument	4649/501

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20434 Nanticoke Dr was $2,354 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,400 (+10.53%) Land $28,700 Building $283,700	$312,400 (-) Land $28,700 Building $283,700
2025	$2,354.00 Homeowner's exemption	$282,633	$312,400 Land $28,700 Building $283,700
2023	$2,225.00 Homeowner's exemption	$223,100 Land $28,700 Building $194,400	$223,100 Land $28,700 Building $194,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20434 Nanticoke Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Nearby Flood Policies	70 in force
Nearby Flood Claims	49 (1992–2022)
Claims Outside the SFHA	19 of 49
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 19 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20434 Nanticoke Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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