20434 E Co Rd 176, Elmer, OK 73539 Property Records

Jackson County property record for 20434 E Co Rd 176, Elmer, OK 73539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,517 sqft · built 2021
Lot Size	6.84 acres (297,950 sqft)
Owner	Individual Name on File
Tax Bill	$3,771 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-20-01S-20W-0-006-00`

Property Details

APN / Parcel Number

Primary APN	`0000-20-01S-20W-0-006-00`
Alternative APN	`1254`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,517 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	297,950 sqft (6.84 acres)
Garage Type	Attached
Garage Area	575 sqft
Porch	Slab
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1254
Street Address	20434 E COUNTY ROAD 176
City	ELMER
State	OK
Zip	73539-9227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-1S-20 PT N/2 NW/4-BEG 1440.05'E OF NW COR OF NW/4 S 660'E 660'N 660'W 660'TO BEG 10 ACRES LESS 3.1 A LESS TRACT TO J.WILLI
Legal Range	20W
Legal Township	01S
Legal Section	20
Legal Subdivision	T01S-R20W
Jurisdiction	JACKSON OK
Township / Civil Division	ALTUS SOUTH
Census Block Group	2
Census Block	2263
Census Tract	968100

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20434 E COUNTY ROAD 176, ELMER, OK 73539-9227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · VA Mortgage BOKF NA
Mar 3, 2021	Deed of Trust, Mortgage · Construction Mortgage FRAZER BANK
Nov 30, 2021	Quit Claim Deed, Transfer · VA Mortgage BOKF NA
Jul 1, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021
Deed Sale	Nov 30, 2021
Prior Sale	Jul 1, 2020 · Amount on File
Deed Document Number	20214402
Deed Book / Page	1237 / 184
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	001237/184
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OK
Property Address	20434 E COUNTY ROAD 176, ELMER, OK 73539-9227
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001244/892
Date	May 9, 2022
Book Page	1244/892
Instrument	I-2022-006296

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OK
Property Address	20434 E COUNTY ROAD 176, ELMER, OK 73539-9227
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 E TAMARACK RD 511, 511, ALTUS, OK 73521-9769

Mortgage

Document Number	0001222/82
Date	Mar 3, 2021
Book Page	1222/82
Instrument	2021-000679

Lender

Name	FRAZER BANK
Type	Bank
Address	ALTUS, OK 73521

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Feb 23, 2022

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OK
Recording Date	Nov 30, 2021
Property Address	20434 E COUNTY ROAD 176, ELMER, OK 73539-9227
Document Number	001237/184
Book / Page	1237 / 184
Instrument Date	Sep 10, 2021
Instrument	2021-004402
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001237/185
Date	Nov 30, 2021
Book Page	1237/185
Instrument	2021-004403

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OK
Recording Date	Jul 1, 2020
Property Address	20434 E COUNTY ROAD 176, ELMER, OK 73539-9227
Document Number	001208/881
Book / Page	1208 / 881
Instrument Date	Jul 1, 2020
Instrument	2020-001895
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Tax	$21.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Jackson County
Unified School District	Altus Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,106 (+1.03%) Land $2,832 Building $41,274	$367,550 (-4.22%) Land $23,600 Building $343,950
2025	$3,771.00	$43,655 (+1.28%) Land $2,832 Building $40,823	$383,726 (+2.23%) Land $23,600 Building $360,126
2024	$3,771.00 (+13.18%)	$43,103 (+10.25%) Land $2,796 Building $40,307	$375,369 (+6.62%) Land $23,600 Building $351,769
2023	$3,332.00	$39,095 Land $2,720 Building $36,375	$352,047 Land $23,600 Building $328,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Syntrio Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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