20433 River Blvd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 20433 River Blvd, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1970
Lot Size	0.074 acres (3,200 sqft)
Owner	2 Company Names on Record
Last Sale	$429,000 (Jan 2021)
Tax Bill	$5,798 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`095-232-012-000`

Property Details

APN / Parcel Number

Primary APN	`095-232-012-000`
Alternative APN	`095-232-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Gross Area	1,052 sqft
1st Floor Area	792 sqft
Basement Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,200 sqft (0.074 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	095-232-012
Street Address	20433 RIVER BLVD
City	MONTE RIO
State	CA
Zip	95462-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOT 10, BLK 2, EAST MONTE RIO ADD. NO.1
Legal Subdivision	EAST MONTE RIO ADD
Legal Block	2
Legal Lot Number	10
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3007
Census Tract	153708

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11 LAVENDER TER, PETALUMA, CA 94952-4900
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Intrafamily Transfer, Transfer
Jan 4, 2021	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF MARIN
Jan 28, 2019	Intrafamily Transfer, Transfer FJM PRIVATE MORTGAGE FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Dec 31, 2012 · Amount on Record
Deed Document Number	2021269
Prior Transfer Date	Feb 13, 2007
Prior Transfer Doc	0000019884
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Apr 5, 2024
Property Address	20433 RIVER BLVD, MONTE RIO, CA 95462-9783
Document Number	0000014661
Map Reference	MB 21 PG 12
Instrument Date	Apr 2, 2024
Instrument	2024014661
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11 LAVENDER TER, PETALUMA, CA 94952-4900

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jan 4, 2021
Property Address	20433 RIVER BLVD, MONTE RIO, CA 95462-9783
Document Number	0000000269
Map Reference	MB 21 PG 12
Instrument Date	Dec 29, 2020
Instrument	2021000269
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11 LAVENDER TER, PETALUMA, CA 94952-4900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000270
Date	Jan 4, 2021
Instrument	2021000270

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20433 RIVER BLVD, MONTE RIO, CA 95462-9783
Document Number	0000069465
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12100 ELLIOTT LN SEBASTOPOL CA 954729230, SEBASTOPOL, CA 95472-9230

Mortgage

Document Number	0000069465
Date	Sep 26, 2019
Instrument	69465

Lender

Name	BANK OF MARIN
Type	Bank
Address	NOVATO, CA 94948

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jan 28, 2019
Property Address	20433 RIVER BLVD, MONTE RIO, CA 95462-9783
Document Number	0000007470
Map Reference	MB 21 PG 12
Instrument Date	Jan 18, 2019
Instrument	2019007470
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12100 ELLIOTT LN, SEBASTOPOL, CA 95472-9230
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007471
Date	Jan 28, 2019
Instrument	2019007471

Lender

Name	FJM PRIVATE MORTGAGE FUND LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,648 (+2%) Land $143,530 Building $330,118
2025	$5,798.00 (+4.17%)	$464,362 (+4.04%) Land $140,716 Building $323,646
2023	$5,566.00 (+2.02%)	$446,331 Land $135,252 Building $311,079
2022	$5,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	47 (1995–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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