Lee County property record for 20432 Verawood Loop, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · built 2025 |
| Lot Size | 0.18 acres (7,830 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,500 (Aug 2025) |
| Tax Bill | $3,432 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-27-L4-0600D.1699 |
| Primary APN | 29-46-27-L4-0600D.1699 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 7,830 sqft (0.18 acres) |
| Account Number | 10625772 |
|---|---|
| Street Address | 20432 VERAWOOD LOOP |
| City | ESTERO |
| State | FL |
| Zip | 33928-2767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VERDANA VILLAGE PHASE 3A/3B AS DESC IN INST 2023000349933 BLOCK D LOT 1699 |
| Legal Subdivision | VERDANA VILLAGE |
| Legal Block | D |
| Legal Lot Number | 1699 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50312 |
Source: Lee County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20432 VERAWOOD LOOP, ESTERO, FL 33928-2767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Prior Sale | Feb 18, 2025 · Amount on Record |
| Deed Document Number | 2025221391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 18, 2025 |
| Property Address | 20432 VERAWOOD LOOP, ESTERO, FL 33928-2767 |
| Document Number | 0000221391 |
| Map Reference | DOC 2023000349933 |
| Instrument Date | Aug 13, 2025 |
| Instrument | 2025000221391 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,069.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Address | 20432 VERAWOOD LOOP, ESTERO, FL 33928-2767 |
| Document Number | 0000221392 |
|---|---|
| Date | Aug 18, 2025 |
| Instrument | 2025000221392 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.87% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 9.87% |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,514 (+366.07%) Land $82,365 Building $339,149 | $421,514 (+366.07%) Land $82,365 Building $339,149 | |
| 2025 | $3,432.00 | $90,440 Land $90,440 | $90,440 Land $90,440 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 124 condo units |
| Nearby Flood Claims | 42 (1981–2024) |
| Claims Outside the SFHA | 9 of 42 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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