20432 Buffalo Rd, Buffalo, WV 25033 Property Records

Putnam County property record for 20432 Buffalo Rd, Buffalo, WV 25033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1970
Lot Size	0.447 acres (19,471 sqft)
Owner	Individual Name on File
Tax Bill	$1,564 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`03-2-0051.0001`

Property Details

APN / Parcel Number

Primary APN	`03-2-0051.0001`
Alternative APNs	`40-03-2-0051.0001` `00001752`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Construction Type	Frame
Lot Area	19,471 sqft (0.447 acres)
Lot Dimensions	263 ft deep x 80.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00001752
Street Address	20432 BUFFALO RD
City	BUFFALO
State	WV
Zip	25033-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.44 AC NR CHURCH OF CHRIST
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	2
Census Block	2021
Census Tract	20200

Owner

20432 Buffalo Rd, a single family home, is owned by an individual.

Source: Putnam County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1993 18 MILE CREEK RD, BUFFALO, WV 25033-7479
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE CORPORATION
Dec 7, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Recording Date	Sep 15, 2026
Property Address	20432 BUFFALO RD, BUFFALO, WV 25033-9217
Document Number	1421000643
Book / Page	1421 / 643
Instrument Date	Sep 11, 2026
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7182 SMITH CREEK RD, SAINT ALBANS, WV 25177-7429

Mortgage

Document Number	1421000643,
Date	Sep 15, 2026
Book Page	1421/643

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Dec 7, 2020
Property Address	20432 BUFFALO RD, BUFFALO, WV 25033-9217
Document Number	000593/846
Book / Page	593 / 846
Map Reference	DB 117 PG 175
Instrument Date	Dec 4, 2020
Instrument	004942070002
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount on Record
Tax	$374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 20432 Buffalo Rd was $1,564, up 0.8% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Municipality	Buffalo Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,564.00 (+0.84%)	$52,440 (+2.34%) Land $11,400 Building $41,040	$87,400 (+2.34%) Land $19,000 Building $68,400
2025	$1,551.00	$51,240 Land $10,440 Building $40,800	$85,400 Land $17,400 Building $68,000
2023	$1,427.00 (+1.57%)	$48,720 (+0.87%) Land $9,960 Building $38,760	$81,200 (+0.87%) Land $16,600 Building $64,600
2022	$1,405.00	$48,300 Land $9,960 Building $38,340	$80,500 Land $16,600 Building $63,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20432 Buffalo Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2006–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20432 Buffalo Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.8% of West Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Alpha Technologies, Frontier.

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