Lee County property record for 20431 Cumberland Ct, Estero, FL 33928
| Property Type | Mobile Home |
|---|---|
| Details | 1 bd · 1 ba · 700 sqft · built 1996 |
| Lot Size | 0.044 acres (1,917 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Dec 2021) |
| Tax Bill | $1,405 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 29-46-25-E1-0700A.0190 |
| Primary APN | 29-46-25-E1-0700A.0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 700 sqft Living Area |
| Gross Area | 724 sqft |
| 1st Floor Area | 404 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,917 sqft (0.044 acres) |
| Porch | Florida Room |
| Porch Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10274496 |
|---|---|
| Street Address | 20431 CUMBERLAND CT |
| City | ESTERO |
| State | FL |
| Zip | 33928-3689 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RV |
| Legal Description | RIVERWOODS PLANTATION R V RESORT CONDO OR 1650 PG 4181 BLK A LOT 19 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | RIVERWOODS PLANTATION |
| Legal Tract | 7 |
| Legal Block | A |
| Legal Lot Number | 19 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 50104 |
20431 Cumberland Ct, a mobile home, is owned by two individuals who bought it in December 2021.
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20411 CUMBERLAND CT, ESTERO, FL 33928-3689 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on File |
| Deed Sale | Dec 17, 2021 · Amount on File |
| Deed Document Number | 2021414938 |
| Prior Transfer Date | Jan 16, 2006 |
| Prior Transfer Doc | 0000038837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 29, 2024 |
| Property Address | 20431 CUMBERLAND CT, ESTERO, FL 33928-3689 |
| Document Number | 0000088931 |
| Map Reference | MB 8 PG 111-117 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024000088931 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20411 CUMBERLAND CT, ESTERO, FL 33928-3689 |
| Name | Verified Name |
|---|---|
| Address | 20411 CUMBERLAND CT, ESTERO, FL 33928-3689 |
The 2025 property tax bill for 20431 Cumberland Ct was $1,405.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,331 (-24.58%) Land $45,026 Building $35,305 | $80,331 (-24.58%) Land $45,026 Building $35,305 | |
| 2025 | $1,405.00 | $106,509 Land $60,563 Building $45,946 | $106,509 Land $60,563 Building $45,946 |
| 2023 | $1,275.00 (+12.53%) | $100,559 (+18.83%) Land $64,425 Building $36,134 | $100,559 (+18.83%) Land $64,425 Building $36,134 |
| 2022 | $1,133.00 | $84,627 Land $66,912 Building $17,715 | $84,627 Land $66,912 Building $17,715 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20431 Cumberland Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 111 (1988–2024) |
| Claims Outside the SFHA | 6 of 111 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20431 Cumberland Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Blue Stream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Hotwire Communications.
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