20431 Cider Ct, Bend, OR 97702 Property Records

Deschutes County property record for 20431 Cider Ct, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,656 sqft · built 2017
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on Record
Last Sale$294,900 (Jan 2018)
Tax Bill$3,562 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN181209-BB-00214

Property Details

APN / Parcel Number

Primary APN181209-BB-00214
Alternative APN
  • 256325

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,656 sqft Living Area
Gross Area1,953 sqft
1st Floor Area706 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleBi-Level
Lot Area3,049 sqft (0.07 acres)
Garage Area297 sqft

Location & Zoning

Account Number256325
Street Address20431 CIDER CT
CityBEND
StateOR
Zip97702-8826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionALSTRUP ESTATES LOT 23
Legal Range12
Legal Township18
Legal Section09
Legal SubdivisionALSTRUP ESTATES
Legal Lot Number23
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1003
Census Tract2002

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20431 CIDER CT, BEND, OR 97702-8826
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2021Quit Claim Deed, Transfer
PREMIER MTG RSRCS
Jan 22, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 14, 2017Trustee's Deed, Transfer
MELVIN L MCDOUGAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2018 · Amount on Record
Deed SaleJan 22, 2018 · Amount on Record
Prior SaleJun 28, 2007
Deed Document Number20182588
Record UpdatedJun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateJan 8, 2021
Property Address20431 CIDER CT, BEND, OR 97702-8826
Document Number0000001354
Instrument DateJan 4, 2021
Instrument1354
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyWFG TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address20431 CIDER CT BEND OR 977028826, BEND, OR 97702-8826

Mortgage

Document Number1355
DateJan 8, 2021
Instrument1355
Lender
NamePREMIER MTG RSRCS
TypeMortgage Company
AddressPORTLAND, OR 97209
Agreement
AmountAmount Recorded
Term240 Months
DueJan 7, 2041

January 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJan 22, 2018
Property Address20431 CIDER CT, BEND, OR 97702-8826
Document Number0000002588
Instrument DateJan 22, 2018
Instrument2018-02588
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 12, 2021
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20431 CIDER CT, BEND, OR 97702-8826

Mortgage

Document Number0000002589
DateJan 22, 2018
Instrument2018-02589
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

April 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionDESCHUTES OR
Recording DateApr 14, 2017
Property Address20431 CIDER CT, BEND, OR 97702-8826
Document Number0000014162
Instrument DateApr 12, 2017
Instrument14162
Transaction TypeTransfer
Record UpdatedApr 25, 2017

Transaction

AmountAmount Recorded
Tax$287.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address63270 LYMAN PL #B BEND OR 977016593, B, BEND, OR 97701-6593

Mortgage

Document Number14163
DateApr 14, 2017
Instrument14163
Lender
NameMELVIN L MCDOUGAL
AddressPO BOX 518, CRESWELL, OR 97426-0518
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,562.00 (+3.94%)$210,870 (+3%)$524,310 (+7.23%) Land $181,890 Building $342,420
2024$3,427.00 (+7.87%)$204,730 (+3%)$488,950 (-3.62%) Land $181,890 Building $307,060
2023$3,177.00$198,770$507,320 Land $181,890 Building $325,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber · Cable
1,000 / 1,000
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
Webformix
Fixed Wireless
200 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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