Polk County property record for 2043 Winding River Cv, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,427 sqft · built 2024 |
| Lot Size | 0.343 acres (14,959 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,200 (May 2024) |
| Tax Bill | $3,111 (2025) |
| Deeds & Mortgages | May 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-35-363486-000090 |
| Primary APN | 25-29-35-363486-000090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,427 sqft Living Area |
| Gross Area | 2,867 sqft |
| 1st Floor Area | 2,427 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,959 sqft (0.343 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 374 sqft |
| Street Address | 2043 WINDING RIVER CV |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDING RIVER COVE PB 197 PG 38-39 LOT 9 |
| Legal Subdivision | WINDING RIVER COVE |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 14501 |
2043 Winding River Cv is owned and occupied by an individual who bought it in May 2024.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2043 WINDING RIVER CV, BARTOW, FL 33830-8754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on File |
| Deed Sale | May 15, 2024 · Amount on File |
| Deed Document Number | 2024112728 |
| Deed Book / Page | 13116 / 2040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 15, 2024 |
| Property Address | 2043 WINDING RIVER CV, BARTOW, FL 33830-8754 |
| Document Number | 0000112728 |
| Book / Page | 13116 / 2040 |
| Map Reference | MB 197 PG 38&39 |
| Instrument Date | May 10, 2024 |
| Instrument | 2024112728 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,724.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Address | 2043 WINDING RIVER CV, BARTOW, FL 33830-8754 |
The 2025 property tax bill for 2043 Winding River Cv was $3,111 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,967 (+2.7%) | $373,598 (-1.46%) Land $58,000 Building $315,598 | |
| 2025 | $3,111.00 Homeowner's exemption | $219,053 | $379,116 Land $58,000 Building $321,116 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2043 Winding River Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 23 (1979–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2043 Winding River Cv is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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