Pender County property record for 2043 Washington Acres Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,992 sqft · built 2017 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,476 (2025) |
| Deeds & Mortgages | Sep 2017 Construction Loan Jan 2019 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 3291-06-6289-0000 |
| Primary APN | 3291-06-6289-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,992 sqft Living Area |
| Basement Area | 1,478 sqft |
| Unfinished Basement | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 416 sqft |
| Deck Area | 96 sqft |
| Cabin | Cabin |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 400966311 |
|---|---|
| Street Address | 2043 WASHINGTON ACRES RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FADASH |
| Legal Description | L13 PB 48/142, LONG POINT EST |
| Legal Subdivision | LONG POINT ESTATES |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 920202 |
2043 Washington Acres Rd is owned and occupied by two individuals.
Source: Pender County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2043 WASHINGTON ACRES RD, HAMPSTEAD, NC 28443-7838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2017 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Jan 31, 2019 | Loan Modification, Mortgage · Conventional Mortgage FIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 2043 WASHINGTON ACRES RD, HAMPSTEAD, NC 28443-7838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046502328 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 4650/2328 |
| Instrument | 4650-2328 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Dec 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 2043 WASHINGTON ACRES RD, HAMPSTEAD, NC 28443-7838 |
| Document Number | 0046781862 |
| Instrument Date | Jan 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2043 WASHINGTON ACRES RD HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443 |
| Document Number | 0046781862 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 004678/001862 |
| Instrument | 20045316 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2043 Washington Acres Rd was $5,476.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,476.00 | $1,112,334 Land $465,000 Building $647,334 | $1,112,334 Land $465,000 Building $647,334 |
| 2023 | $570,401 (-) Land $158,076 Building $412,325 | $570,401 (-) Land $158,076 Building $412,325 | |
| 2022 | $4,858.00 | $570,401 Land $158,076 Building $412,325 | $570,401 Land $158,076 Building $412,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2043 Washington Acres Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2043 Washington Acres Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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