2043 Timber Trl Loop, Overgaard, AZ 85933 Property Records

Navajo County property record for 2043 Timber Trl Loop, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,272 sqft · built 1996
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Feb 2022)
Tax Bill	$1,404 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-30-055`

Property Details

APN / Parcel Number

Primary APN	`206-30-055`

Interior

Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Detached
Garage Area	720 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2043 TIMBER TRAIL LOOP
City	OVERGAARD
State	AZ
Zip	85933-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	HOLIDAY FOREST #2 LOT 55
Legal Range	17E
Legal Township	12N
Legal Section	30
Legal Subdivision	HOLIDAY FOREST #2
Legal Lot Number	55
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2028
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2425, OVERGAARD, AZ 85933-2425
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Jun 3, 2013 · Amount on Record
Deed Document Number	20222837
Prior Transfer Date	Jul 31, 2013
Prior Transfer Doc	0000014219
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 11, 2022
Property Address	2043 TIMBER TRAIL LOOP, OVERGAARD, AZ 85933-5417
Document Number	0000002837
Map Reference	MB 10 PG 39
Instrument Date	Jan 18, 2022
Instrument	2022-02837
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3428 E MERRILL AVE, 3428, GILBERT, AZ 85234-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 2425, OVERGAARD, AZ 85933-2425

Mortgage

Document Number	0000002838
Date	Feb 11, 2022
Instrument	2022-02838

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$248,238 (-11.11%) Land $23,893 Building $224,345
2026			$279,262 (+9.57%) Land $26,295 Building $252,967
2025	$1,404.00 (+4.39%)	$25,487 Land $2,430 Building $23,057	$254,873 Land $24,300 Building $230,573
2023	$1,345.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 66% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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