2043 Tarpon Rd, Naples, FL 34102 Property Records

Collier County property record for 2043 Tarpon Rd, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	3,185 sqft · built 2024
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$3,300,000 (Jun 2022)
Tax Bill	$38,401 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Apr 2025 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`128500 12 175A10`

Property Details

APN / Parcel Number

Primary APN	`128500 12 175A10`
Alternative APN	`18363240007`

Interior

Stories	1 Story
Building Area	3,185 sqft Living Area
1st Floor Area	1,174 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Waterfront
Pool Area	288 sqft
Deck Area	852 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	2043 TARPON RD
City	NAPLES
State	FL
Zip	34102-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	ROYAL HARBOR UNIT 2 BLK 12 LOT 17
Legal Range	25
Legal Township	50
Legal Section	10
Legal Subdivision	ROYAL HARBOR UNIT 2
Legal Tract	128500
Legal Block	12
Legal Lot Number	17
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1011
Census Tract	600

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2043 TARPON RD, NAPLES, FL 34102-1564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC
Apr 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage TRADITIONAL BANK INC
Jun 6, 2022	Warranty Deed, Transfer PARADISE BCH TITLE LLC, PARADISE COAST T&E LLC
May 8, 2022	Warranty Deed, Transfer
Aug 17, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 15, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	20226262692
Deed Book / Page	6135 / 3915
Prior Transfer Date	Feb 28, 2002
Prior Transfer Doc	2997000374
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2043 TARPON RD, NAPLES, FL 34102-1564
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 MARTINIQUE LN, LEXINGTON, KY 40509-9509

Mortgage

Document Number	0064600828
Date	Apr 22, 2025
Book Page	6460/828
Instrument	6671402

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	WINCHESTER, KY 40391

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 17, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2043 TARPON RD, NAPLES, FL 34102-1564
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	PARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCRO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 MARTINIQUE LN, LEXINGTON, KY 40509-9509

Mortgage

Document Number	0064531134
Date	Apr 1, 2025
Book Page	6453/1134
Instrument	6662977

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	MOUNT STERLING, KY 40353

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Max Rate	12.8%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 6, 2022
Property Address	2043 TARPON RD, NAPLES, FL 34102-1564
Document Number	0061353915
Book / Page	6135 / 3915
Map Reference	MB 3 PG 69
Instrument Date	May 25, 2022
Instrument	6262692
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	PARADISE BCH TITLE LLC, PARADISE COAST T&E LLC

Transaction

Amount	Amount Recorded
Tax	$23,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3606 ENTERPRISE AVE # 386, 386, NAPLES, FL 34104-3670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 TARPON RD, NAPLES, FL 34102-1564

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 8, 2022
Property Address	2043 TARPON RD, NAPLES, FL 34102-1564
Document Number	0061231559
Book / Page	6123 / 1559
Map Reference	MB 3 PG 69
Instrument Date	Apr 28, 2022
Instrument	6248309
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6836 IL REGALO CIR, NAPLES, FL 34109-6807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 ENTERPRISE AVE # 386, 386, NAPLES, FL 34104-3670
Investor	Possibly a Property Investor

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 17, 2021
Property Address	2043 TARPON RD, NAPLES, FL 34102-1564
Document Number	0059981350
Book / Page	5998 / 1350
Map Reference	MB 3 PG 69
Instrument Date	Aug 9, 2021
Instrument	6113663
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$14,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 HOBCAW BLUFF DRIVE, MOUNT PLEASANT, SC 29464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6836 II REGALO CIRCLE, NAPLES, FL 34109-6807

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 15, 2021
Property Address	2043 TARPON RD, NAPLES, FL 34102-1564
Document Number	0059821852
Book / Page	5982 / 1852
Map Reference	MB 3 PG 69
Instrument Date	Jul 2, 2021
Instrument	6096283
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$9,800.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1184 SPRING VALLEY LN NE, ATLANTA, GA 30306-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 HOBCAW BLUFF DR, MOUNT PLEASANT, SC 29464-8105
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,085,310 (+1.61%) Land $1,735,013 Building $2,350,297	$4,085,310 (+1.61%) Land $1,735,013 Building $2,350,297
2025	$38,401.00 (+75.6%)	$4,020,554 (+79.32%) Land $2,220,816 Building $1,799,738	$4,020,554 (+79.32%) Land $2,220,816 Building $1,799,738
2023	$21,869.00 (+21.12%)	$2,242,170 (+27.98%) Land $2,242,170	$2,242,170 (+27.98%) Land $2,242,170
2022	$18,055.00	$1,751,925 Land $1,636,784 Building $115,141	$1,751,925 Land $1,636,784 Building $115,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 406 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	961 units insured incl. 555 condo units
Nearby Flood Claims	440 (1980–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 65 claims Hurricane Ian, Oct 2022 · 160 claims Hurricane Ian, Sep 2022 · 152 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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