2043 Swanson Dr, Escalon, CA 95320 Property Records

San Joaquin County property record for 2043 Swanson Dr, Escalon, CA 95320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,394 sqft · built 2004
Lot Size	0.145 acres (6,324 sqft)
Owner	2 Individual Names on File
Last Sale	$408,500 (Dec 2004)
Tax Bill	$6,568 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-640-090-000`

Property Details

APN / Parcel Number

Primary APN	`227-640-090-000`
Alternative APN	`227-640-09`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,394 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,324 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	227-640-09
Street Address	2043 SWANSON DR
City	ESCALON
State	CA
Zip	95320-9665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10
Legal Subdivision	WESTWOOD COUNTRY 1A
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	ESCALON
Census Block Group	1
Census Block	1023
Census Tract	4904

Owner

2043 Swanson Dr is owned and occupied by two individuals who bought it in December 2004.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2043 SWANSON DR, ESCALON, CA 95320-9665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC BAY LENDING GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2004 · Amount on File
Deed Sale	Dec 21, 2004 · Amount on File
Deed Document Number	2004290548
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2043 SWANSON DR, ESCALON, CA 95320-9665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031860
Date	Mar 12, 2020
Instrument	2020-031860

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2043 SWANSON DR, ESCALON, CA 95320-9665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 SWANSON DR, ESCALON, CA 95320-9665

Mortgage

Document Number	0000136304
Date	Oct 13, 2020
Instrument	2020-136304

Lender

Name	PACIFIC BAY LENDING GROUP
Type	Lending Institution
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2043 Swanson Dr was $6,568 with a homeowner's exemption, up 1.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Escalon City
Unified School District	Escalon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,568.00 (+1.8%)
2025	$6,452.00 Homeowner's exemption	$569,260 Land $170,044 Building $399,216
2023	$6,069.00 (+3%) Homeowner's exemption	$547,157 Land $163,442 Building $383,715	$532,980
2022	$5,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2043 Swanson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2043 Swanson Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCALON serves 7,232 people · EPA ID CA3910003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband.

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