2043 Shirley Loop, Belton, TX 76513 Property Records

Bell County property record for 2043 Shirley Loop, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,033 sqft · built 2015
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,360 (Oct 2023)
Tax Bill	$4,923 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0432786812`

Property Details

APN / Parcel Number

Primary APN	`0432786812`
Alternative APNs	`393261` `797290`

Interior

Stories	1 Story
Building Area	2,033 sqft Living Area
1st Floor Area	2,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	22,172 sqft (0.509 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch
Porch Area	325 sqft
Storage Building	1,120 sqft

Location & Zoning

Street Address	2043 SHIRLEY LOOP
City	BELTON
State	TX
Zip	76513-8154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF ARMSTRONG ADDITION, BLOCK 001, LOT 0005, ACRES .509
Legal Subdivision	VILLAGE OF ARMSTRONG ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	1
Census Block	1014
Census Tract	23406

Owner

Source: Bell County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2043 SHIRLEY LOOP, BELTON, TX 76513-8154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 6, 2023	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Sep 20, 2023	Warranty Deed, Transfer CENTRALAND TITLE COMPANY
Jul 12, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Sep 20, 2023
Deed Document Number	202345015
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	0000044295
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2043 SHIRLEY LOOP, BELTON, TX 76513-8154
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 SHIRLEY LOOP, BELTON, TX 76513-8154

Mortgage

Document Number	0000003176
Date	Jan 25, 2024
Instrument	2024003176

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Jul 1, 2045

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 6, 2023
Property Address	2043 SHIRLEY LOOP, BELTON, TX 76513-8154
Document Number	0000045015
Map Reference	CAB D SL 163-D
Instrument Date	Oct 4, 2023
Instrument	2023045015
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 SHIRLEY LOOP, BELTON, TX 76513-8154

Mortgage

Document Number	0000045016
Date	Oct 6, 2023
Instrument	2023045016

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 20, 2023
Property Address	2043 SHIRLEY LOOP, BELTON, TX 76513-8154
Document Number	0000042407
Map Reference	CAB D SL 163-D
Instrument Date	Sep 18, 2023
Instrument	2023042407
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 SHIRLEY LOOP, BELTON, TX 76513-8154

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Jul 12, 2022
Property Address	2043 SHIRLEY LOOP, BELTON, TX 76513-8154
Document Number	0000044295
Instrument Date	Feb 27, 2022
Instrument	2022044295
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 SHIRLEY LOOP, BELTON, TX 76513-8154

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Feb 14, 2020
Property Address	2043 SHIRLEY LOOP, BELTON, TX 76513-8154
Document Number	0000007595
Instrument Date	Jan 28, 2020
Instrument	7595
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6725 ARMSTRONG RD BELTON TX 765137550, BELTON, TX 76513-7550

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,923.00 (-26.11%)	$421,137 (-7.31%) Land $22,172 Building $398,965	$421,137 (-7.31%) Land $22,172 Building $398,965
2023	$6,663.00 (+48.03%)	$454,333 Land $22,172 Building $432,161	$454,333 Land $22,172 Building $432,161
2022	$4,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARMSTRONG WSC serves 3,285 people · EPA ID TX0140019
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Jan 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20
Falcon Internet Fixed Wireless	35 / 10

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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