2043 Peach Tree Ln, Algonquin, IL 60102 Property Records

Kane County property record for 2043 Peach Tree Ln, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,550 sqft · built 1994
Owner2 Individual Names on File
Last Sale$275,000 (Jan 2026)
Tax Bill$4,468 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-05-132-028

Property Details

APN / Parcel Number

Primary APN03-05-132-028

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,550 sqft Living Area
Gross Area1,981 sqft
1st Floor Area1,550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCondo/Apartment
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address2043 PEACH TREE LN
CityALGONQUIN
StateIL
Zip60102-5124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUILDING 412 UNIT 2 GALENA HOMES AT WILLOUGHBY FARMS CONDO 2.003% SUBDIVISION: WILLOUGHBY GALENA HOMES RANGE CODE: 8 E TWSHP 42N
Legal SubdivisionWILLOUGHBY GALENA HOMES
Legal Block1
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group1
Census Block1031
Census Tract850105

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address740 SPRUCETREE LN, ALGONQUIN, IL 60102-3204
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK
Jan 30, 2026Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2026 · Amount on File
Deed SaleJan 30, 2026 · Amount on File
Prior SaleSep 20, 2006 · Amount on File
Deed Document Number20264108
Prior Transfer DateDec 13, 2002
Prior Transfer Doc0000166427
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2043 PEACH TREE LN, ALGONQUIN, IL 60102-5124
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035796
DateMay 6, 2021
Instrument2021K035796
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate3.99%

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJan 30, 2026
Property Address2043 PEACH TREE LN, ALGONQUIN, IL 60102-5124
Document Number0000004108
Map ReferenceDOC 94K070881
Instrument DateDec 30, 2025
Instrument2026K004108
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2043 PEACH TREE LN, ALGONQUIN, IL 60102-5124

Mortgage

Document Number0000004110
DateJan 30, 2026
Instrument2026K004110
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056
Interest
Rate6.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,468.00 (+6.71%) Homeowner's exemption Senior Citizen's exemption$77,769 (+9.42%) Land $9,160 Building $68,609$233,400 (+9.42%) Land $27,491 Building $205,909
2024$4,187.00 (-3.95%) Homeowner's exemption$71,073 (+12.51%) Land $8,371 Building $62,702$213,304 (+12.56%) Land $25,123 Building $188,181
2022$4,359.00 (+8.41%) Homeowner's exemption$63,168 (+5.91%) Land $7,532 Building $55,636$189,504 (+5.91%) Land $22,596 Building $166,908
2021$4,021.00 Disabled Person's exemption$59,643 Land $7,112 Building $52,531$178,929 Land $21,336 Building $157,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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