2043 Middle Rd, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 2043 Middle Rd, Oneida, NY 13421

Property Summary

Details3 bd · 2 ba · 2,615 sqft · built 1997
Lot Size5.1 acres (222,156 sqft)
OwnerIndividual Name on File
Tax Bill$13,105 (2026)
Deeds & MortgagesSep 2021 Refinance
APN251289 47.-1-65

Property Details

APN / Parcel Number

Primary APN251289 47.-1-65
Alternative APNs
  • 128904700000010650000000
  • OUTSIDE

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,615 sqft Living Area
1st Floor Area1,924 sqft
Upper Floors Area691 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleContemporary
Exterior MaterialWood
Lot Area222,156 sqft (5.1 acres)
Garage TypeDetached

Exterior Amenities

PorchSlab
Porch Area723 sqft
Shed1 Shed
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2043 MIDDLE RD
CityONEIDA
StateNY
Zip13421-4189
Property CategoryOther
Property TypeUnknown
Local Zoning CodeA
Legal Description2035-2043 MIDDLE RD
Legal Block1
Legal Lot Number65.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group3
Census Block3013
Census Tract30103

Owner

2043 Middle Rd is owned and occupied by an individual.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2043 MIDDLE RD, ONEIDA, NY 13421-4189
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address2043 MIDDLE RD, ONEIDA, NY 13421-4189
Transaction TypeMortgage
Record UpdatedApr 26, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000190
DateSep 7, 2021
Instrument2021-6190
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueOct 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 2043 Middle Rd was $13,105 with a homeowner's exemption, up 109.9% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictSherrill City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,105.00 (+109.95%) Homeowner's exemption
2025$6,242.00$294,300 Land $33,800 Building $260,500$414,507 Land $47,606 Building $366,901
2023$269,300 Land $33,800 Building $235,500$354,342 Land $44,474 Building $309,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 2043 Middle Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2043 Middle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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