Stanislaus County property record for 2043 Lance St, Modesto, CA 95354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,328 sqft · built 1953 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Dec 2025) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-010-004-000 |
| Primary APN | 034-010-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Width | 55 ft Width |
| Parking Spaces | 1 Parking Space |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 2043 LANCE ST |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95354-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | EVERGREEN HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1900 |
Source: Stanislaus County records · APN 034-010-004-000
Assessment roll updated October 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2043 LANCE ST, MODESTO, CA 95354-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 15, 2026 | Correction Deed, Transfer OLD REPUBLIC TITLE |
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 04, 2025 | Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Dec 04, 2025 | Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2025 · Amount on Record |
| Deed Sale | Dec 04, 2025 · Amount on Record |
| Prior Sale | Dec 11, 1998 · Amount on Record |
| Deed Document Number | 202559893 |
| Prior Transfer Date | Nov 23, 1998 |
| Prior Transfer Doc | 0000114349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 15, 2026 |
| Property Address | 2043 LANCE ST, MODESTO, CA 95354-1742 |
| Document Number | 0000020805 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202620805 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2043 LANCE ST, MODESTO, CA 95354-1742 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 17, 2026 |
| Property Address | 2043 LANCE ST, MODESTO, CA 95354-1742 |
| Document Number | 0000021254 |
| Instrument Date | Apr 12, 2026 |
| Instrument | 202621254 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2043 LANCE ST, MODESTO, CA 95354-1742 |
| Document Number | 0000021254, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202621254 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 04, 2025 |
| Property Address | 2043 LANCE ST, MODESTO, CA 95354-1742 |
| Document Number | 0000059892 |
| Map Reference | VOL 17 PG 31 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025-0059892 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1820 KANSAS AVE, MODESTO, CA 95358-1424 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 04, 2025 |
| Property Address | 2043 LANCE ST, MODESTO, CA 95354-1742 |
| Document Number | 0000059893 |
| Map Reference | VOL 17 PG 31 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025-0059893 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2043 LANCE STREET, LIVINGSTON, CA 95334 |
| Document Number | 0000059894 |
|---|---|
| Date | Dec 04, 2025 |
| Instrument | 2025-0059894 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: Stanislaus County records · Assessment roll updated October 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,696.00 (+6.27%) | $145,095 (+4.04%) Land $47,022 Building $98,073 |
| 2023 | $1,596.00 (+2.44%) | $139,462 Land $45,197 Building $94,265 |
| 2022 | $1,558.00 |
Source: FEMA National Flood Hazard Layer as of October 23, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1985–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: ezWave, Verizon.
Based on FCC filings for 669 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MODESTO serves 218,915 people |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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