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2043 Keltic Lodge Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 2043 Keltic Lodge Dr, Oxnard, CA 93036

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,895 sqft · built 2003
Lot Size0.164 acres (7,150 sqft)
Owner2 Individual Names on Record
Last Sale$540,000 (Jan 2015)
Tax Bill$8,851 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN179-0-254-095

Property Details

APN / Parcel Number

Primary APN179-0-254-095
Alternative APN
  • 1380190420

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,895 sqft Living Area
1st Floor Area1,871 sqft
2nd Floor Area1,024 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area7,150 sqft (0.164 acres)
Garage Area427 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area84 sqft

Location & Zoning

Street Address2043 KELTIC LODGE DR
CityOXNARD
StateCA
Zip93036-6306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT: 523403 LOT: 276 REF: 146MR 35
Legal Subdivision146M35 41
Legal Tract523403
Legal Block254
Legal Lot Number276
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group3
Census Block3016
Census Tract2901

Owner

Source: Ventura County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2043 KELTIC LODGE DR, OXNARD, CA 93036-6306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · Line of Credit
ANGEL OAK MORTGAGE SOLUTIONS LLC
Oct 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2015 · Amount on Record
Deed SaleJan 27, 2015 · Amount on Record
Prior SaleJun 9, 2009 · Amount on Record
Deed Document Number201510029
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Recording DateAug 26, 2026
Property Address2043 KELTIC LODGE DR, OXNARD, CA 93036-6306
Document Number0000066665
Instrument DateAug 20, 2026
Instrument202666665
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address2043 KELTIC LODGE DR, OXNARD, CA 93036-6306

Mortgage

Document Number0000066665,
DateAug 26, 2026
Instrument202666665
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Rate TypeAdjustable Rate
Rate8%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address2043 KELTIC LODGE DR, OXNARD, CA 93036-6306
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000134334
DateOct 17, 2017
Instrument20171017-00134334
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$735,524 (+2%) Land $478,093 Building $257,431
2025$8,851.00 (+2.24%) Homeowner's exemption$721,102 (+4.04%) Land $468,718 Building $252,384
2024$8,657.00 (+3.8%)
2023$8,340.00 (+3.13%) Homeowner's exemption$693,101 Land $450,516 Building $242,585
2022$8,087.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people · EPA ID CA5610007
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		4,000 / 4,000
Spectrum
Cable		1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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