2043 Hovington Cir E, Jacksonville, FL 32246 Property Records

Duval County property record for 2043 Hovington Cir E, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1994
Lot Size	0.728 acres (31,694 sqft)
Owner	2 Individual Names on File
Last Sale	$229,500 (Dec 2018)
Tax Bill	$3,627 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`165285-5100`

Property Details

APN / Parcel Number

Primary APN	`165285-5100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	1,892 sqft
1st Floor Area	1,482 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,694 sqft (0.728 acres)
Lot Dimensions	457 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2043 HOVINGTON CIR E
City	JACKSONVILLE
State	FL
Zip	32246-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	48-38 22-2S-28E KENSINGTON GARDENS UNIT 3G LOT 179
Legal Range	28E
Legal Township	02S
Legal Section	22
Legal Subdivision	KENSINGTON GARDENS UNT 3G
Legal Lot Number	179
Legal Unit	3G
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3007
Census Tract	14340

Owner

2043 Hovington Cir E is owned and occupied by two individuals who acquired it in November 2025.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2043 HOVINGTON CIR E, JACKSONVILLE, FL 32246-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Dec 20, 2018	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Jul 30, 2004 · Amount on File
Deed Document Number	2018298657
Deed Book / Page	18637 / 28
Last Transfer Date	Nov 6, 2025
Transfer Doc	0217022197
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Nov 25, 2025
Property Address	2043 HOVINGTON CIR E, JACKSONVILLE, FL 32246-1112
Document Number	0217022197
Book / Page	21702 / 2197
Map Reference	MB 48 PG 38,38A&38B
Instrument Date	Nov 6, 2025
Instrument	2025271434
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2043 HOVINGTON CIR E, JACKSONVILLE, FL 32246-1112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2043 HOVINGTON CIR E, JACKSONVILLE, FL 32246-1112

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2043 HOVINGTON CIR E, JACKSONVILLE, FL 32246-1112
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 HOVINGTON CIR E, JACKSONVILLE, FL 32246-1112

Mortgage

Document Number	0196270724
Date	Mar 11, 2021
Book Page	19627/724
Instrument	2021064413

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 20, 2018
Property Address	2043 HOVINGTON CIR E, JACKSONVILLE, FL 32246-1112
Document Number	0186370028
Book / Page	18637 / 0028
Map Reference	MB 48 PG 38,38A&38B
Instrument Date	Dec 18, 2018
Instrument	2018298657
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	PONTE VEDRA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,606.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 11TH AVE N, 529, JACKSONVILLE BEACH, FL 32250-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 HOVINGTON CIR E, JACKSONVILLE, FL 32246-1112

Mortgage

Document Number	2018298658
Date	Dec 20, 2018
Instrument	2018298658

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2043 Hovington Cir E was $3,627, up 7.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,438 (+2.7%)	$318,565 (-0.11%) Land $130,829 Building $187,736
2025	$3,627.00 (+7.59%)	$225,354	$318,919 Land $130,000 Building $188,919
2024	$3,371.00 (+2.96%)
2023	$3,274.00 (+9.32%) Homeowner's exemption	$212,625 (+3%)	$299,034 (+11.21%) Land $100,000 Building $199,034
2022	$2,995.00 Homeowner's exemption	$206,433	$268,903 Land $75,000 Building $193,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2043 Hovington Cir E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 131 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	2 (2012–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2043 Hovington Cir E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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