2043 Heather St, Mount Dora, FL 32757 Property Records

Lake County property record for 2043 Heather St, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1985
Lot Size	0.501 acres (21,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jul 2022)
Tax Bill	$3,609 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-19-27-0200-000-02800`

Property Details

APN / Parcel Number

Primary APN	`28-19-27-0200-000-02800`
Alternative APNs	`271928020000002800` `2760087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	21,825 sqft (0.501 acres)
Lot Dimensions	184 ft deep x 118 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	116 sqft
Deck Area	Deck Area
Patio Area	88 sqft
Utility Building	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2760087
Street Address	2043 HEATHER ST
City	MOUNT DORA
State	FL
Zip	32757-6404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ORANGE LAKE ESTATES SUB LOT 28 PB 27 PGS 6-7 ORB 5997 PG 2257
Legal Range	27E
Legal Township	19S
Legal Section	28
Legal Subdivision	ORANGE LAKE ESTATES SUB
Legal Tract	0200
Legal Lot Number	28
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	1
Census Block	1100
Census Tract	30917

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2043 HEATHER ST, MOUNT DORA, FL 32757-6404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 4, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Apr 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 24, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Apr 4, 2022 · Amount on Record
Deed Document Number	2022101246
Deed Book / Page	5997 / 2257
Prior Transfer Date	Apr 28, 2020
Prior Transfer Doc	0054630630
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2043 HEATHER ST, MOUNT DORA, FL 32757-6404
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054901049
Date	Jun 22, 2020
Book Page	5490/1049
Instrument	2020066441

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 26, 2022
Property Address	2043 HEATHER ST, MOUNT DORA, FL 32757-6404
Document Number	0059972257
Book / Page	5997 / 2257
Map Reference	MB 27 PG 6&7
Instrument Date	Jul 20, 2022
Instrument	2022101246
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 HEATHER ST, MOUNT DORA, FL 32757-6404

Mortgage

Document Number	0059972259
Date	Jul 26, 2022
Instrument	5997/2259

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 4, 2022
Property Address	2043 HEATHER ST, MOUNT DORA, FL 32757-6404
Document Number	0059291153
Book / Page	5929 / 1153
Map Reference	MB 27 PG 6&7
Instrument Date	Mar 28, 2022
Instrument	2022046218
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 YOUNGS RD, LEESBURG, FL 34748-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Apr 29, 2020
Property Address	2043 HEATHER ST, MOUNT DORA, FL 32757-6404
Document Number	0054630630
Book / Page	005463 / 000630
Instrument Date	Apr 28, 2020
Instrument	48601
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 HEATHER ST MOUNT DORA FL 327576404, MOUNT DORA, FL 32757-6404

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 24, 2018
Property Address	2043 HEATHER ST, MOUNT DORA, FL 32757-6404
Document Number	0050991137
Book / Page	5099 / 1137
Map Reference	MB 27 PG 6&7
Instrument Date	Apr 13, 2018
Instrument	2018047032
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36740 BEAR TRACKS RD, 36740, EUSTIS, FL 32736-9508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2043 HEATHER ST, MOUNT DORA, FL 32757-6404

Mortgage

Document Number	2018047033
Date	Apr 24, 2018
Instrument	2018047033

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,891 (-0.01%) Land $52,500 Building $157,391	$209,891 (-0.01%) Land $52,500 Building $157,391
2025		$209,922 (+2.45%) Land $52,500 Building $157,422	$209,922 (+2.45%) Land $52,500 Building $157,422
2024	$3,609.00 (+8.67%)
2023	$3,321.00 (+93.19%)	$204,906 (+53.21%)	$204,906 (+0.02%) Land $52,500 Building $152,406
2022	$1,719.00 Homeowner's exemption	$133,740	$204,875 Land $52,500 Building $152,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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