Washington County property record for 2043 Ferguson Rd, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,568 sqft · built 1978 |
| Lot Size | 54 acres (2,352,240 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,012 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 000032890003 |
| Primary APN | 000032890003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,568 sqft Heated Area |
| Gross Area | 3,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,352,240 sqft (54 acres) |
| Pool Area | 595 sqft |
| Porch | Open Porch |
| Porch Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000032890003 |
|---|---|
| Street Address | 2043 FERGUSON RD |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-3842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14 2 14 54 ORB 261 P 1794-1797 BG NEC OF NE1/4 OF NE1/4, RUN W. 525',S TO S LN OF 40, E.525',N. TO POB LESS ANY N OF RD ORB |
| Legal Range | 14W |
| Legal Township | 02N |
| Legal Section | 14 |
| Legal Block | 3289 |
| Legal Lot Number | 0003 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970302 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2043 FERGUSON RD, CHIPLEY, FL 32428-3842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jun 20, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2017 |
| Deed Sale | Aug 25, 2017 |
| Prior Sale | Aug 25, 2017 |
| Deed Document Number | 201767005871 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 2043 FERGUSON RD, CHIPLEY, FL 32428-3842 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0067005587 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 1214/1 |
| Instrument | 202167005587 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 2043 FERGUSON RD, CHIPLEY, FL 32428-3842 |
| Document Number | 0067004365 |
| Instrument Date | Jun 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2043 FERGUSON RD CHIPLEY FL 324283842, CHIPLEY, FL 32428-3842 |
| Document Number | 0067004365 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 001180/000001 |
| Instrument | 67004365 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,012.00 (+7.2%) Homeowner's exemption | $113,959 (+2.72%) | $326,729 (+5.59%) |
| 2024 | $944.00 (-2.28%) Homeowner's exemption | $110,938 (-0.43%) | $309,422 (+8.93%) |
| 2023 | $966.00 (+3.54%) Homeowner's exemption | $111,420 (+2.81%) | $284,049 (+10.09%) |
| 2022 | $933.00 Homeowner's exemption | $108,372 | $258,015 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2019–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jan 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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