2043 Cedarwood Loop, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2043 Cedarwood Loop, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,659 sqft · built 2005
Lot Size	0.066 acres (2,876 sqft)
Owner	2 Company Names on Record
Last Sale	$788,000 (Apr 2016)
Tax Bill	$13,136 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-400-049-3`

Property Details

APN / Parcel Number

Primary APN	`222-400-049-3`
Alternative APN	`222-400-049`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,659 sqft Living Area
1st Floor Area	701 sqft
2nd Floor Area	958 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	2,876 sqft (0.066 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2043 CEDARWOOD LOOP
City	SAN RAMON
State	CA
Zip	94582-3028
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T8684 L85
Legal Subdivision	SUBDIVISION 8684
Legal Tract	8684
Legal Lot Number	85
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4002
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3028
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 6, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 12, 2021	Correction Deed, Transfer NOT AVAILABLE
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2016 · Amount on Record
Deed Sale	Apr 8, 2016 · Amount on Record
Prior Sale	Feb 22, 2012 · Amount on Record
Deed Document Number	201663380
Last Transfer Date	Dec 15, 2020
Transfer Doc	0000009737
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3028
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TSI TITLE CA INC CERRITOS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241758
Date	Dec 26, 2017
Instrument	2017-241758

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3028
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3028

Mortgage

Document Number	0000320098
Date	Dec 21, 2020
Instrument	2020-320098

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 6, 2021
Property Address	2043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3028
Document Number	0000004118
Instrument Date	Dec 15, 2020
Instrument	4118
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2043 CEDARWOOD LOOP SAN RAMON CA 945823028, SAN RAMON, CA 94582-3028

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 12, 2021
Property Address	2043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3028
Document Number	0000009737
Instrument Date	Dec 15, 2020
Instrument	9737
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2043 CEDARWOOD LOOP SAN RAMON CA 945823028, SAN RAMON, CA 94582-3028

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2043 CEDARWOOD LOOP, SAN RAMON, CA 94582-3028
Document Number	0000086489
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2043 CEDARWOOD LOOP SAN RAMON CA 945823028, SAN RAMON, CA 94582-3028

Mortgage

Document Number	0000086489
Date	May 7, 2020
Instrument	86489

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$951,480 (+2%) Land $645,994 Building $305,486
2025	$13,136.00 (+4.69%)	$932,825 (+4.04%) Land $633,328 Building $299,497
2023	$12,547.00 (+1.42%) Homeowner's exemption	$896,604 Land $608,736 Building $287,868
2022	$12,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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